Hidden Cove Wealth Management fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 3, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$1,500⁠-⁠$3,500

“For one-time financial planning and consulting engagements, we typically charge fixed fees ranging from $1,500 $3,500.”

Annual fee

$3,500⁠-⁠$7,500/yr

“While most clients will be charged an annual fixed fee ranging between $3,500 to $7,500 per year, clients with more complex financial planning needs may pay annual fixed fees of up to $25,000 for these services.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Hidden Cove Wealth Management bills

Payment and refund terms, quoted from the fee section of the brochure.

• “All fees are negotiable, and individual clients may pay fees that are higher or lower (or otherwise materially different) than those described in this brochure.”
• “Fees are paid quarterly or monthly in arrears.”
• “Where a fixed fee applies, it shall be paid on a pro-rata basis on either a quarterly or monthly billing cycle (i.e., 1/4 of the annual fixed fee is paid quarterly or 1/12 of the annual fixed fee is paid monthly).”

How Hidden Cove Wealth Management’s fees compare

• Its flat or project fee of $1,500-$3,500 spans the Washington median of $3,250. 29% of the 103 other Washington planners that publish a flat or project fee charge less.
• Its annual fee of $3,500-$7,500 spans the Washington median of $7,000. 38% of the 37 other Washington planners that publish an annual fee charge less.

About Hidden Cove Wealth Management

• Firm size: 7 employees.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Registered as an adviser: 2022 (4 years).

Planning areas mentioned in the brochure

• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

0.75% a year

Clients

273

Employees

7

Works with

Individuals, high net worth individuals, and pension and profit sharing plans

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other advisers

Assets managed

$403,507,194

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

318677

Website

hcwm.com (opens in new tab)

Phone

(206) 397-4890

Can advise clients in 7 states: Arizona, California, Colorado, Florida, Oregon, Texas, Washington

Other planners in Bainbridge Island that publish fees

• Brackenwood Capital Management, LLCBainbridge Island$250/hr
• 2020 Financial Planning LLCSeattle$300/hr, $2,500
• A5 Financial LLCBothell$250/hr
• Abacus Financial PlanningKirkland$450/hr
• Adair Wealth ManagementBellevue$2,500
• Advisia Financial PlanningBellevue$350/hr, $2,800

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