PlannerFees

Heartland Financial Planners fees and pricing

Financial planner in Fishers, Indiana. Registered with state securities regulators.

According to its Form ADV Part 2A brochure dated August 14, 2026, Heartland Financial Planners charges $299 an hour and a flat or project fee of $2,950 for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed August 14, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate
$299/hr
“The Firm's standard hourly financial planning fee is: $299 per hour.”
Flat or project fee
$2,950
“The Firm also offers comprehensive financial planning engagements beginning at: $2,950.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Heartland Financial Planners bills

Payment and refund terms, quoted from the fee section of the brochure.

  • “Clients may elect to receive invoices directly instead of authorizing direct fee deduction where permitted.”
  • “Refund Policy Investment management fees are generally prorated upon termination of the advisory relationship.”
  • “Any refund of financial planning fees will be determined in accordance with the applicable engagement agreement. 6.”

How Heartland Financial Planners’ fees compare

  • Its hourly rate of $299 is above the Indiana median of $250. 61% of the 119 other Indiana planners that publish an hourly rate charge less.
  • 4 of the 8 other planners in Fishers that publish an hourly rate charge less.
  • Its flat or project fee of $2,950 is below the Indiana median of $5,000. 32% of the 84 other Indiana planners that publish a flat or project fee charge less.
  • None of the 5 other planners in Fishers that publish a flat or project fee charge less.

About Heartland Financial Planners

“The Firm provides fee-only investment advisory and financial planning services to individuals, high-net-worth individuals, and small business owners.”
From the firm's description of its advisory business in its Form ADV brochure.
  • Principal: Philip McDowell
  • Solo practice: one person runs the firm, so you work directly with the planner.
  • Registered as an adviser: 2026.

Planning areas mentioned in the brochure

  • Retirement planning
  • Estate planning
  • College planning
  • Business owners
  • Insurance analysis
  • Cash flow and budgeting

Firm details from Form ADV

How the firm is paid
Hourly fees, fixed or flat fees, percentage of assets under management
Charges a % of assets
Yes
Highest asset based fee in brochure
0.85% a year
Employees
1
Services reported to regulators
Financial planning and portfolio management for individuals and small businesses
Registered with
State securities regulators
Disciplinary disclosures
None reported
SEC CRD number
343566
Phone
(317) 371-2828

Other planners in Fishers that publish fees

Compare all 16 planners in Fishers

Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.