Hardworking Capital Advisors, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 23, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$500/hr

“The maximum hourly fee is $500, subject to negotiation.”

Flat or project fee

$250⁠-⁠$35,000

“The negotiated fixed rate for creating Client financial plans is between $250 and $35,000.”

Annual fee

$895⁠-⁠$1,800/yr

“Flat fees range from $895 to $1,800 annually.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Hardworking Capital Advisors, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Partial quarters shall be prorated based on the number of days the Agreement is in effect during the quarter.”
• “The total estimated fee, as well as the ultimate fee charged, is negotiable and based on the scope and complexity of our engagement with the Client.”
• “Half the negotiated or estimated fee is payable upon signing the Advisory Agreement, and the balance is due upon delivery of the written plan or as otherwise specified in the executed Advisory Agreement.”

How Hardworking Capital Advisors, LLC’s fees compare

• Its hourly rate of $500 is above the California median of $300. 85% of the 932 other California planners that publish an hourly rate charge less.
• Its flat or project fee of $250-$35,000 spans the California median of $5,000. 90% of the 796 other California planners that publish a flat or project fee charge less.
• 2 of the 2 other planners in Palm Desert that publish a flat or project fee charge less.
• Its annual fee of $895-$1,800 is below the California median of $6,250. 11% of the 224 other California planners that publish an annual fee charge less.

About Hardworking Capital Advisors, LLC

• Firm size: 2 employees.
• Credentials named in the brochure: CFP®.
• Founded: 2015 (11 years).

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

3% a year

Minimum

$10,000 in assets (stated in brochure)

Clients

269

Employees

2

Works with

Individuals, high net worth individuals, pension and profit sharing plans, charities, and businesses

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and selecting other advisers

Assets managed

$205,982,956

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

226760

Website

linkedin.com/company/hardworking-capital (opens in new tab)

Phone

(760) 340-3277

Can advise clients in 5 states: Arizona, California, Colorado, Oregon, Texas

Other planners in Palm Desert that publish fees

• Agewise Financial Inc.Palm Desert$1,500⁠-⁠$2,000
• Weisberg Capital ManagementPalm Desert$500⁠-⁠$15,000
• 10/28 Wealth Management LLCOceanside$300/hr, $500⁠-⁠$10,000
• 360DividendsGranite Bay$300/hr, $2,500⁠-⁠$10,000
• 3D Holistic WealthIrvine$300/hr, $1,500⁠-⁠$10,000
• 401 FinancialSan Diego$250/hr, $500

Compare all 7 planners in Palm Desert