Happiness in Retirement fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed September 3, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$5,000

“Happiness in Retirement may also offer its financial planning services as a standalone service on a fixed engagement basis, with a minimum fee of $5,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Happiness in Retirement bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees for Advisory Services Comprehensive Wealth Management Services Comprehensive Wealth Management Services are paid quarterly, in advance of each calendar quarter, pursuant to the terms of the Comprehensive Wealth Management Agreement.”
• “The comprehensive wealth management fee in the first quarter of service is prorated from the inception date of the account[s] to the end of the quarter.”
• “Fees may be negotiable at the sole discretion of the Advisor.”

How Happiness in Retirement’s fees compare

• Its flat or project fee of $5,000 is above the New York median of $4,500. 52% of the 251 other New York planners that publish a flat or project fee charge less.

About Happiness in Retirement

• Firm size: 8 employees.
• Credentials named in the brochure: CFP®.
• Founded: 2011 (15 years).

Firm details from Form ADV

How the firm is paid

Fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Minimum

$5,000 minimum fee (stated in brochure)

Clients

240

Employees

8

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and educational seminars and workshops

Assets managed

$192,533,425

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

159052

Website

facebook.com/delsettecapitalmanagement (opens in new tab)

Phone

(518) 793-3851

Can advise clients in 11 states: California, Colorado, Connecticut, Florida, Louisiana, New Hampshire, New Mexico, New York, Texas, Utah, Virginia

Other planners in Schenectady that publish fees

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• James D. Vooys Cpa/pfsSchenectady$160/hr
• Nightgale Wealth Management LLCSchenectady$250/hr
• 4Thought Financial Group Inc.Syosset$200/hr, $100/mo
• Abaya Wealth Management LLCBuffalo$2,000⁠-⁠$5,000
• Abby Advisors LLCDobbs Ferry$250/hr, $500

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