4Thought Financial Group Inc. fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed January 5, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$200/hr

“Minimum Fee: $200/hour Personal Financial Planning Services for Direct Clients All financial planning services fees are based on the complexity of the planning to be done for the client and are priced without limitation by the Investment Adviser Representative(s) associated with the case, or centrally by management…”

Monthly fee

$100/mo

“Minimum Fee: $100/month Hourly Rate Consultation Fees”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How 4Thought Financial Group Inc. bills

Payment and refund terms, quoted from the fee section of the brochure.

• “In the case of in arrears billing, the first payment is due at the end of the first calendar quarter of management by 4Thought.”
• “In the case of in advance billing, the first payment is due upon acceptance of the Investment Advisory Agreement and is based upon the opening value of the account.”
• “Upon termination of the advisory agreement, the advisory fee is prorated to the date of termination, for both in arrears and in advance billing.”

How 4Thought Financial Group Inc.’s fees compare

• Its hourly rate of $200 is below the New York median of $300. 11% of the 301 other New York planners that publish an hourly rate charge less.
• None of the 2 other planners in Syosset that publish an hourly rate charge less.

About 4Thought Financial Group Inc.

• Firm size: 6 employees.
• Credentials named in the brochure: CPA.
• Registered as an adviser: 2012 (14 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, subscription fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

0.55% a year

Clients

297

Employees

6

Works with

Individuals, pension and profit sharing plans, and businesses

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, pension consulting, selecting other advisers, and newsletters and publications

Assets managed

$214,345,250

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

162997

Website

4tfg.com (opens in new tab)

Phone

(516) 300-1617

Can advise clients in 6 states: California, Connecticut, Florida, Massachusetts, New Jersey, New York

Other planners in Syosset that publish fees

• Arcanum Capital Management LLCSyosset$5,000
• Haystack Financial PlanningSyosset$300/hr, $250⁠-⁠$1,000/mo
• Legacy Edge AdvisorsSyosset$200⁠-⁠$500/hr, $2,000⁠-⁠$25,000
• Abaya Wealth Management LLCBuffalo$2,000⁠-⁠$5,000
• Abby Advisors LLCDobbs Ferry$250/hr, $500
• Abernathy Group II LLCNew York$750/hr, $1,000/yr

Compare all 5 planners in Syosset