Gulf Coast Financial Advisors fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 13, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$150/hr

“In such instances, the hourly rate is $150 per hour.”

Flat or project fee

$500⁠-⁠$50,000

“The one-time fixed fee for a financial planning project ranges between $500 and $50,000.”

Annual fee

$1,500⁠-⁠$2,500/yr

“The annual fee is offered at three tiers: $1,500, $2,000, or $2,500.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Gulf Coast Financial Advisors bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Investment management fees are charged monthly in arrears, based on the account value as of the last day of the billing period.”
• “The Adviser’s advisory fee related to alternative investments, including any prorated fees, is generally billed in arrears.”
• “For accounts in which the Adviser manages uncalled capital, the advisory fee related to private offerings, including any prorated amounts, will generally be billed in arrears.”

How Gulf Coast Financial Advisors’ fees compare

• Its hourly rate of $150 is below the Alabama median of $250. 7% of the 41 other Alabama planners that publish an hourly rate charge less.
• None of the 2 other planners in Fairhope that publish an hourly rate charge less.
• Its flat or project fee of $500-$50,000 spans the Alabama median of $5,075. 91% of the 35 other Alabama planners that publish a flat or project fee charge less.
• 1 of the 2 other planners in Fairhope that publish a flat or project fee charge less.
• Its annual fee of $1,500-$2,500 is below the Alabama median of $4,000. 19% of the 16 other Alabama planners that publish an annual fee charge less.

About Gulf Coast Financial Advisors

• Firm size: 4 employees.
• Registered as an adviser: 2024 (2 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

2% a year

Clients

96

Employees

4

Works with

Individuals, high net worth individuals, and pension and profit sharing plans

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, selecting other advisers, newsletters and publications, and educational seminars and workshops

Assets managed

$32,412,899

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

329092

Website

gulfcoastfa.com (opens in new tab)

Phone

(251) 327-2124

Can advise clients in 2 states: Alabama, Texas

Other planners in Fairhope that publish fees

• Equip Financial PartnersFairhope$500⁠-⁠$50,000, $416⁠-⁠$3,333/mo
• Formula WealthFairhope$250/hr, $500⁠-⁠$3,600
• Naviant Partners, LLCFairhope$200⁠-⁠$250/hr
• 6TH Street Advisors, LLCDaphne$150/hr, $1,000⁠-⁠$5,000
• Aja Financial LLCOpelika$500⁠-⁠$1,500
• Allysian Wealth PlanningCullman$300/hr, $2,700⁠-⁠$36,000

Compare all 7 planners in Fairhope