Greater Financial fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed October 1, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$1,500⁠-⁠$3,000

“Method of Compensation and Fee Schedule WEALTH STRATGY - 3- Wealth Strategy services are offered for an initial fixed fee between $1,500 and $3,000 for the initial financial plan.”

Monthly fee

$350⁠-⁠$2,000/mo

“Thereafter, fees are due monthly in arrears and are based on a flat monthly fee between $350 and $2,000 per month.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Greater Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Refunds will be based on the percentage of work completed and refunded via AdvicePay or Stripe Client shall be given thirty (30) days prior written notice of any increase in fees.”
• “Refunds will be based on the percentage of work completed and refunded via AdvicePay or Stripe.”
• “Fees will be paid in arrears every month.”

How Greater Financial’s fees compare

• Its flat or project fee of $1,500-$3,000 is below the Florida median of $4,900. 24% of the 320 other Florida planners that publish a flat or project fee charge less.
• None of the 12 other planners in Sarasota that publish a flat or project fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Greater Financial

• Principal: Carolina Martinez
• Solo practice: one person runs the firm, so you work directly with the planner.
• Founded: 2023 (3 years).

Planning areas mentioned in the brochure

• Estate planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Employees

1

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, educational seminars and workshops, and other services

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

342073

Website

cashflowwithcarolina.com (opens in new tab)

Phone

(509) 961-8229

Other planners in Sarasota that publish fees

• Advanced Wealth ManagementSarasota$500/hr, $5,000/yr
• Benzina Wealth, LLCSarasota$6,000⁠-⁠$12,000/yr
• Campbell Wealth Advisors, LLCSarasota$5,000⁠-⁠$50,000, $5,000⁠-⁠$50,000/yr
• Clarity Financial DesignSarasota$2,500⁠-⁠$10,000, $450⁠-⁠$1,500/qtr
• CPA Investment Solutions, Inc.Sarasota$200/hr, $5,000
• Echelon Virtual Family Office, LLCSarasota$50,000

Compare all 42 planners in Sarasota