Gardiner Financial, Inc. fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 14, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$200/hr

“Financial Planning may be done on an hourly basis at an hourly rate of $200 per hour.”

Monthly fee

$75/mo

“Comprehensive Financial Planning Comprehensive Financial Planning consists of an ongoing fee that is paid monthly, in arrears, at the rate of $75 per month.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Gardiner Financial, Inc. bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Clients will receive an invoice each quarter outlining the accounts and balances used to calculate the fee for the previous quarter.”
• “Advisory fees are directly debited from client accounts, or the client may choose to pay by electronic funds transfer or check.”
• “An account may be terminated with written notice at least 30 calendar days in advance.”

How Gardiner Financial, Inc.’s fees compare

• Its hourly rate of $200 is below the Massachusetts median of $300. 13% of the 183 other Massachusetts planners that publish an hourly rate charge less.
• None of the 2 other planners in Wellesley that publish an hourly rate charge less.

About Gardiner Financial, Inc.

• Principal: Aaron Gardiner
• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2017 (9 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

0.9% a year

Clients

8

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and other services

Assets managed

$13,995,390

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

286192

Website

gardinerfinancial.com (opens in new tab)

Phone

(781) 591-0580

Other planners in Wellesley that publish fees

• Argonautica Private Wealth Management, IncWellesley$5,000, $10,000/yr
• Fourthpoint AdvisorsWellesley$200/hr, $2,000
• Kastel Capital Advisors, LLCWellesley$325/hr
• Thrive Investments, LLCWellesley$500

Compare all 10 planners in Wellesley