Future Path Financial Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed June 2, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$1,000⁠-⁠$30,000

“- Personal Financial Planning: $1,000 to $15,000 - Business Financial Planning: $4,800 to $30,000 Ongoing Financial Planning The Active Financial Planning Program fee is structured in two phases:”

Monthly fee

$200⁠-⁠$2,500/mo

“Following the initial twelve-month period, clients pay a monthly planning retainer ranging from $200 to $2,500 per month on a month-to-month basis, billed in advance on a rolling 30-day cycle.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Future Path Financial Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are negotiable and some fees may vary by Client for similar services.”
• “The fee is based on a percentage of assets under management and is negotiable.”
• “The annual advisory fee is paid monthly in arrears based on the average daily balance of the Client's account(s).”

How Future Path Financial Planning’s fees compare

• Its flat or project fee of $1,000-$30,000 spans the Florida median of $4,900. 89% of the 320 other Florida planners that publish a flat or project fee charge less.

About Future Path Financial Planning

• Principal: Joshua Scannell
• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2025.

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Fixed or flat fees, subscription fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Clients

9

Employees

1

Works with

Individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$2,000,000

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

336296

Website

instagram.com/joshua_scannell (opens in new tab)

Phone

(850) 517-7015

Can advise clients in 2 states: Florida, Louisiana

Other planners in Niceville that publish fees

• Winged Wealth Management and Financial PlanningNiceville$350/hr, $1,500
• 22 Seven Wealth Management IncPanama City$150/hr, $500⁠-⁠$2,500
• 365Sundays Wealth LLCLake Mary$5,000⁠-⁠$15,500, $5,000/yr
• 4 VerticalRiverview$250/hr
• 7 Star Investment AdvisorsRiverview$1,500⁠-⁠$7,500
• Acertado InvestmentsFort Lauderdale$800⁠-⁠$3,600

Compare all 944 planners in Florida