Free State Financial Planning, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 31, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$400/hr

“The fee for Hourly Financial Planning is $400/hour.”

Flat or project fee

$6,000

“The fee for development of a comprehensive financial plan is $6,000.”

Annual fee

$3,500/yr

“The Annual Financial Planning fee is $3,500/year.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Free State Financial Planning, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “For all services, fees may be paid by electronic funds transfer (EFT) or check.”
• “Half of the fee is due at the beginning of the engagement, and the remainder is due upon delivery of the financial plan.”
• “The planning fee may be negotiable in certain cases at the discretion of FSFP.”

How Free State Financial Planning, LLC’s fees compare

• Its hourly rate of $400 is above the Maryland median of $300. 72% of the 156 other Maryland planners that publish an hourly rate charge less.
• Its flat or project fee of $6,000 is above the Maryland median of $4,335. 74% of the 133 other Maryland planners that publish a flat or project fee charge less.
• Its annual fee of $3,500 is below the Maryland median of $5,000. 21% of the 28 other Maryland planners that publish an annual fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Free State Financial Planning, LLC

• Principal: John Bell
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Registered as an adviser: 2024 (2 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Clients

10

Employees

1

Works with

Individuals

Services reported to regulators

Financial planning

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

330089

Website

freestatefp.com (opens in new tab)

Phone

(240) 389-2355

Other planners in Clarksville that publish fees

• Robert A. Sandler, LLCClarksville$150⁠-⁠$300/hr
• 1 North Wealth Services, LLCAnnapolis$400/hr, $3,200/yr
• Aaa Advisory LLCWalkersville$300/hr
• Accordant Advisory Group, Inc.Annapolis$500/hr
• Addax Bridge FinancialPotomac$250⁠-⁠$400/hr, $5,000⁠-⁠$6,000
• Adenry Wealth LLCColumbia$300/hr, $300

Compare all 302 planners in Maryland