Flip Flops and Pearls Financial Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 19, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$500/hr

“The hourly rate for limited scope engagements is $500 and is negotiable.”

Flat or project fee

$2,000⁠-⁠$10,000

“Financial Planning consists of an upfront charge between $2,000 to $10,000 and an ongoing fee that is paid monthly, in arrears, at the rate of $750 up to a maximum of $2,500 per month.”

Monthly fee

$2,500/mo

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Flip Flops and Pearls Financial Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The annual fees are negotiable and are pro-rated and paid in arrears on a quarterly basis.”
• “Wealth Management fees are directly debited from Client accounts, or the Client may choose to pay by check.”
• “However, an account may be terminated by either party with written notice at least 30 calendar days in advance.”

How Flip Flops and Pearls Financial Planning’s fees compare

• Its hourly rate of $500 is above the South Carolina median of $250. 91% of the 69 other South Carolina planners that publish an hourly rate charge less.
• 4 of the 5 other planners in Mount Pleasant that publish an hourly rate charge less.
• Its flat or project fee of $2,000-$10,000 spans the South Carolina median of $3,000. 74% of the 65 other South Carolina planners that publish a flat or project fee charge less.
• 3 of the 5 other planners in Mount Pleasant that publish a flat or project fee charge less.

About Flip Flops and Pearls Financial Planning

• Firm size: 2 employees.
• Registered as an adviser: 2020 (6 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.5% a year

Clients

15

Employees

2

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$28,383,011

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

307738

Website

instagram.com/flipflopsandpearlsfinancial (opens in new tab)

Phone

(843) 329-7545

Other planners in Mount Pleasant that publish fees

• Apollon Wealth Management, LLCMount Pleasant$5,000
• Baker Asset Management, LLCMount Pleasant$100/hr, $2,500
• Black Dog Financial Planning LLCMount Pleasant$250/hr, $149⁠-⁠$449/mo
• Flowrate Financial, LLCMount Pleasant$250/hr, $4,000
• J. Benjamin Financial, LLCMount Pleasant$5,000⁠-⁠$30,000
• Kingsley FinancialMount Pleasant$500/hr, $3,600⁠-⁠$20,000/yr

Compare all 16 planners in Mount Pleasant