Firstgen Wealth fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed April 14, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$495/hr

“Limited Financial Planning Sessions Limited Financial Planning Sessions are offered on an hourly basis at the rate of $495 per hour, or on a fixed-fee basis, typically ranging between $990 and $2,970.”

Flat or project fee

$1,000⁠-⁠$2,500

“Ongoing Financial Planning Ongoing Financial Planning consists of an upfront fee ranging from $1,000-$2,500, and an ongoing fee that is paid in advance on either a monthly or quarterly basis, subject to a minimum annual fee of $6,500 (exclusive of the upfront fee).”

Annual fee

$6,500/yr

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Firstgen Wealth bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are based on complexity and needs of the client, and may be negotiable in certain cases.”
• “The specific fee will be set forth in the Client Contract, and is typically paid quarterly in advance.”
• “Fees for partial quarters will be prorated.”

How Firstgen Wealth’s fees compare

• Its hourly rate of $495 is above the Illinois median of $273. 89% of the 215 other Illinois planners that publish an hourly rate charge less.
• 47 of the 54 other planners in Chicago that publish an hourly rate charge less.
• Its flat or project fee of $1,000-$2,500 is below the Illinois median of $4,500. 15% of the 175 other Illinois planners that publish a flat or project fee charge less.
• 6 of the 41 other planners in Chicago that publish a flat or project fee charge less.
• Its annual fee of $6,500 is below the Illinois median of $7,500. 45% of the 77 other Illinois planners that publish an annual fee charge less.
• 13 of the 25 other planners in Chicago that publish an annual fee charge less.

About Firstgen Wealth

• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Founded: 2021 (5 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• Business owners

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

0.5% a year

Clients

21

Employees

1

Works with

Individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, pension consulting, and educational seminars and workshops

Assets managed

$6,900,000

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

319368

Website

feeonlynetwork.com/financial-advisor/valerie-rivera (opens in new tab)

Phone

(773) 217-0611

Can advise clients in 2 states: California, Illinois

Other planners in Chicago that publish fees

• Altair Advisers, LLCChicago$200⁠-⁠$500/hr
• Altman AdvisorsChicago$500/hr, $25,000
• Arena Private WealthChicago$250/hr
• Bayworth CapitalChicago$1,000⁠-⁠$10,000
• Blute Financial CoachingChicago$75/hr
• Bold Vision FinancialChicago$385/hr, $120⁠-⁠$500/mo

Compare all 131 planners in Chicago