Financial Trex, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 28, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$325/hr

“Fees are based on the Advisor’s hourly rate of $325.”

Flat or project fee

$650⁠-⁠$1,300

“Comprehensive Financial Planning Comprehensive Financial Planning consists of an upfront charge between $650-$1,300 and an ongoing fee that is paid quarterly, in arrears, at the rate of between $650-$1,300 per quarter.”

Quarterly fee

$650⁠-⁠$1,300/qtr

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Financial Trex, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The fee may be negotiable in certain cases, based on complexity and needs of the client.”
• “Clients will pay for this service via electronic funds transfer or by check.”
• “Upon termination of any engagement, the fee will be prorated, if applicable, and any fees earned but not yet billed may become due and payable upon receipt of the final invoice.”

How Financial Trex, LLC’s fees compare

• Its hourly rate of $325 is above the Washington median of $300. 65% of the 216 other Washington planners that publish an hourly rate charge less.
• 6 of the 13 other planners in Spokane that publish an hourly rate charge less.
• Its flat or project fee of $650-$1,300 is below the Washington median of $3,250. 12% of the 103 other Washington planners that publish a flat or project fee charge less.
• 1 of the 9 other planners in Spokane that publish a flat or project fee charge less.

About Financial Trex, LLC

• Principal: Denise A. Downey
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2016 (10 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

0.75% a year

Employees

1

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$4,048,519

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

283951

Website

financialtrex.com (opens in new tab)

Phone

(773) 688-8739

Can advise clients in 2 states: Idaho, Washington

Other planners in Spokane that publish fees

• Apex Advisory Group, Inc.Spokane$500/hr
• Bormann Wealth Management, LLCSpokane$400/hr
• Chair Six Financial Planning, PLLCSpokane$200⁠-⁠$5,000, $1,000⁠-⁠$10,000/yr
• Craig Family OfficeSpokane$500
• Fellowship Financial PlanningSpokane$500/hr, $1,500
• Financial Forum, Inc.Spokane$150/hr

Compare all 20 planners in Spokane