Financial Spectrum Inc. fees and pricing

Financial planner in Jenkintown, Pennsylvania. Registered with state securities regulators.

According to its Form ADV Part 2A brochure dated August 4, 2026, Financial Spectrum Inc. charges $100 an hour for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed August 4, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate: $100/hr; “All Managed Assets Annualized Fee 0.675% of AUM Quarterly Equivalent 0.16875% per quarter For accounts with assets under $300,000, advisory services may be offered on an hourly basis at a rate of $100 per hour.”

Payment and refund terms, quoted from the fee section of the brochure.

“All advisory fees charged by the Firm are negotiable.”
“Clients are informed in advance of the hourly rate and may receive an estimate of total costs; however, actual fees may differ from estimates.”
“Clients may also choose to receive invoices and remit payment directly.”

Its hourly rate of $100 is below the Pennsylvania median of $250. 1% of the 267 other Pennsylvania planners that publish an hourly rate charge less.

Solo practice: one person runs the firm, so you work directly with the planner.
Registered as an adviser: 1999 (27 years).

How the firm is paid: Hourly fees, percentage of assets under management
Charges a % of assets: Yes
Highest asset based fee in brochure: 0.675% a year
Clients: 16
Employees: 1
Works with: Individuals
Services reported to regulators: Financial planning and portfolio management for individuals and small businesses
Assets managed: $5,602,175
Registered with: State securities regulators
Disciplinary disclosures: None reported
SEC CRD number: 123169
Website: FinancialSpectrum.com (opens in new tab)
Phone: (215) 659-5723

Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.