PlannerFees

Financial Optimist LLC fees and pricing

Financial planner in Saint Petersburg, Florida. Registered with state securities regulators.

According to its Form ADV Part 2A brochure dated February 9, 2026, Financial Optimist LLC charges $150⁠-⁠$275 an hour, a flat or project fee of $450⁠-⁠$2,350, and an annual fee of $1,200 for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 9, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate
$150⁠-⁠$275/hr
“Financial Planning engagements are offered at an hourly rate between $150.00 and $275.00 per hour, depending on complexity.”
Flat or project fee
$450⁠-⁠$2,350
“The fixed fee can range between $450 and $2,350, depending on complexity and the needs of the client.”
Annual fee
$1,200/yr
“Level Annual Fee, billed monthly 1 - Fundamental Starting at $1,200 Single / $1,500 Married 2 - Essential Starting at $3,000 3 - Extensive Starting at $7,500 Business Consulting $14,400 - $120,000 Our combined service consists of an ongoing fee that is paid monthly, in arrears according to the fee table(s) above.…”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Financial Optimist LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

  • “Fees for this service may be paid by electronic funds transfer or check.”
  • “Anytime during the 90-day period, should the Client choose to terminate, they will be provided with a full refund upon written request.”
  • “Upon completion of the 90 days, we request 30 days notice for termination; since fees are paid in arrears, no refund will be needed upon termination of the account.”

How Financial Optimist LLC’s fees compare

  • Its hourly rate of $150-$275 is below the Florida median of $288. 23% of the 372 other Florida planners that publish an hourly rate charge less.
  • Its flat or project fee of $450-$2,350 is below the Florida median of $4,900. 14% of the 320 other Florida planners that publish a flat or project fee charge less.
  • Its annual fee of $1,200 is below the Florida median of $4,800. 14% of the 97 other Florida planners that publish an annual fee charge less.
  • It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Financial Optimist LLC

“The firm provides Hourly and Project-Based Financial Planning services which may be either broad based or more narrowly focused, depending on the client’s needs and wishes.”
From the firm's description of its advisory business in its Form ADV brochure.
  • Solo practice: one person runs the firm, so you work directly with the planner.
  • Credentials named in the brochure: CFP®.
  • Registered as an adviser: 2021 (5 years).

Planning areas mentioned in the brochure

  • Retirement planning
  • Estate planning
  • College planning
  • Business owners
  • Equity compensation
  • Cash flow and budgeting

Firm details from Form ADV

How the firm is paid
Hourly fees, fixed or flat fees
Charges a % of assets
No
Clients
52
Employees
1
Works with
Individuals and high net worth individuals
Services reported to regulators
Financial planning
Registered with
State securities regulators
Disciplinary disclosures
None reported
SEC CRD number
311640
Website
instagram.com/financialoptimist (opens in new tab)
Phone
(813) 369-2391

Other planners in Saint Petersburg that publish fees

Compare all 6 planners in Saint Petersburg

Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.