Financial Life Planners fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 30, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“These financial planning services will be charged a fee for service at an hourly rate of $250 or a one-time fee that ranges between $1,000 and $2,500.”

Flat or project fee

$1,000⁠-⁠$2,500

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Financial Life Planners bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Outside Managers shall be paid a fee, separate and distinct from that payable to Financial Life Planners.”
• “As it is impossible to directly debit the fees from these accounts, those fees will be assigned to the client’s taxable accounts on a pro-rata basis.”
• “Fees for financial planning are billed in arrears.”

How Financial Life Planners’ fees compare

• Its hourly rate of $250 is below the Arizona median of $275. 32% of the 195 other Arizona planners that publish an hourly rate charge less.
• 1 of the 3 other planners in Tempe that publish an hourly rate charge less.
• Its flat or project fee of $1,000-$2,500 is below the Arizona median of $3,100. 24% of the 164 other Arizona planners that publish a flat or project fee charge less.
• None of the 2 other planners in Tempe that publish a flat or project fee charge less.

About Financial Life Planners

• Firm size: 7 employees.
• Founded: 2004 (22 years).

Planning areas mentioned in the brochure

• Tax planning
• Estate planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.5% a year

Clients

298

Employees

7

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and educational seminars and workshops

Assets managed

$208,356,675

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

129415

Website

podcasts.apple.com/us/podcast/financial-life-planning-with-cynthia-and-gina/id1599602319 (opens in new tab)

Phone

(480) 477-8530

Can advise clients in 8 states: Arizona, California, Florida, New Mexico, Oregon, Pennsylvania, Texas, Washington

Other planners in Tempe that publish fees

• Arbor Wealth Management, LLCTempe$250/hr
• Capital Strategies Group, LLCTempe$225/hr, Up to $20,000
• Harding Wealth, Inc.Tempe$100⁠-⁠$5,000, $4,000/yr
• Tortoise Wealth ManagementTempe$250/hr

Compare all 10 planners in Tempe