Financial Elements, Inc fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 12, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$400⁠-⁠$500/hr

“Financial Elements’ financial planning and consulting fees are negotiable, require a minimum engagement of $500, but generally range from $3,500 to $10,000 on a fixed fee basis and/or $400 - $500 on an hourly rate basis, depending upon the level and scope of the services.”

Flat or project fee

$3,500⁠-⁠$10,000

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Financial Elements, Inc bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Generally, Financial Elements requires one-half of the financial planning/consulting fee (estimated hourly or fixed) payable upon entering the written agreement.”
• “The balance is generally due upon delivery of the financial plan or completion of the agreed upon services.”
• “If termination occurs within five business days of entering into an agreement for such services, the client shall be entitled to a full refund.”

How Financial Elements, Inc’s fees compare

• Its hourly rate of $400-$500 is above the Illinois median of $273. 87% of the 215 other Illinois planners that publish an hourly rate charge less.
• Its flat or project fee of $3,500-$10,000 spans the Illinois median of $4,500. 73% of the 175 other Illinois planners that publish a flat or project fee charge less.

About Financial Elements, Inc

• Firm size: 2 employees.
• Credentials named in the brochure: CFP®.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Founded: 2008 (18 years).

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• College planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Clients

122

Employees

2

Works with

Individuals, high net worth individuals, and charities

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$192,562,151

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

148557

Website

twitter.com/finelementsinc (opens in new tab)

Phone

(847) 496-4179

Can advise clients in 4 states: Florida, Illinois, Texas, Washington

Other planners in Illinois that publish fees

• 15 Wealth Advisors LLCMundelein$250⁠-⁠$10,000/yr
• 1ST Advantage Financial Advisers, LLCLombard$200/hr
• Alo Financial PlanningMount Prospect$3,000
• Altair Advisers, LLCChicago$200⁠-⁠$500/hr
• Altman AdvisorsChicago$500/hr, $25,000
• Ameribanc CorporationHoffman Estates$500/hr, $250⁠-⁠$5,000

Compare all 526 planners in Illinois