Ethos Strategic Investments fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed July 28, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$350/hr

“Consultation Services - Fees for consultation services are based on an hourly rate of $350 per hour.”

Flat or project fee

$3,500⁠-⁠$7,000

“Full Financial Plan - Fees for a full financial plan are based on a flat fee ranging from $3,500 to $7,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Ethos Strategic Investments bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are billed quarterly in advance based on the amount of assets managed as of the close of business on the last business day of the previous quarter.”
• “If margin is utilized, the fees will be billed based on the net asset value of the account.”
• “If cash and/or securities are deposited into or withdrawn from an existing account mid billing period a prorated fee will be charged for that portion of the account for additional charges or credits of $25 or more.”

How Ethos Strategic Investments’ fees compare

• Its hourly rate of $350 is above the Virginia median of $260. 72% of the 203 other Virginia planners that publish an hourly rate charge less.
• 2 of the 3 other planners in Norfolk that publish an hourly rate charge less.
• Its flat or project fee of $3,500-$7,000 spans the Virginia median of $4,250. 57% of the 168 other Virginia planners that publish a flat or project fee charge less.
• None of the 2 other planners in Norfolk that publish a flat or project fee charge less.

About Ethos Strategic Investments

• Principal: Cristin McGinnis
• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2024 (2 years).

Planning areas mentioned in the brochure

• Estate planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.5% a year

Employees

1

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, and pension consulting

Assets managed

$4,200,000

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

331831

Website

ethos-investments.com (opens in new tab)

Phone

(757) 942-8200

Other planners in Norfolk that publish fees

• Courage Miller Partners, LLCNorfolk$200⁠-⁠$500/hr, $2,500⁠-⁠$10,000
• Heritage Wealth Management Group, LTDNorfolk$1,000⁠-⁠$12,500, $1,000⁠-⁠$12,500/yr
• Tomlin Financial Advisors, Inc.Norfolk$150/hr
• Wallach Planning & InvestmentsNorfolk$50/hr

Compare all 9 planners in Norfolk