Etch Financial fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed August 12, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“Our hourly rate is $250.”

Flat or project fee

$250⁠-⁠$10,000

“Fixed fee rates range between $250 to $10,000.”

Monthly fee

$200⁠-⁠$500/mo

“The typical fee is $200 to $500 per month; however, monthly fees may vary depending upon variables such as the specific needs of the client, the complexity of their financial situation, and the estimated time, research, and resources required to provide services, among other factors we deem relevant.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Etch Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are negotiable and we reserve the right to offer fee waivers and discounts at our discretion.”
• “The fee for our Investment Management Services is based on a percentage of assets under management and is negotiable.”
• “Our fee is prorated for any partial billing periods occurring during the engagement, including the initial and terminating billing periods.”

How Etch Financial’s fees compare

• Its hourly rate of $250 matches the Pennsylvania median of $250. 34% of the 267 other Pennsylvania planners that publish an hourly rate charge less.
• 7 of the 15 other planners in Pittsburgh that publish an hourly rate charge less.
• Its flat or project fee of $250-$10,000 spans the Pennsylvania median of $3,650. 63% of the 232 other Pennsylvania planners that publish a flat or project fee charge less.
• 9 of the 14 other planners in Pittsburgh that publish a flat or project fee charge less.

About Etch Financial

• Principal: Ryan Galiotto
• Firm size: 2 employees.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2023 (3 years).

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Clients

39

Employees

2

Works with

Individuals, high net worth individuals, and pension and profit sharing plans

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and pension consulting

Assets managed

$14,119,619

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

327021

Website

instagram.com/etchfinancial (opens in new tab)

Phone

(412) 530-6977

Can advise clients in 2 states: Georgia, Pennsylvania

Other planners in Pittsburgh that publish fees

• 80 West Asset Management, LLCPittsburgh$250/hr, $2,000/yr
• A. Neff Associates LLCPittsburgh$150/hr
• Allegheny Financial GroupPittsburgh$500/hr
• Allegheny InvestmentsPittsburgh$500/hr
• Centerview Wealth Advisors, LLCPittsburgh$100⁠-⁠$300/hr, $500⁠-⁠$30,000
• DS Wealth Advisors, Inc.Pittsburgh$100⁠-⁠$150/hr

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