Empower Financial fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 12, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$350/hr

“If the engagement is terminated early, Empower Financial is not obligated to complete the remaining deliverables, including any drafts. 9 Hourly Financial Planning Hourly Financial Planning consists of an ongoing agreement where clients will be charged based on work performed, at a rate of $350 per hour, billed at…”

Flat or project fee

$3,000⁠-⁠$10,000

“The fee for development of a Comprehensive Financial Plan will range between $3000 $10,000, depending on the complexity of the client’s financial situation.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Empower Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Half of the fee will be due at the beginning of the engagement and the remainder is due upon delivery of the financial plan, typically a written PDF of the financial plan.”
• “Empower Financial will schedule a follow-up meeting to serve as a check-in for the implementation of the financial plan.”
• “Fees for this service may be paid by electronic funds transfer (EFT) or check.”

How Empower Financial’s fees compare

• Its hourly rate of $350 is above the California median of $300. 58% of the 932 other California planners that publish an hourly rate charge less.
• 2 of the 5 other planners in Fremont that publish an hourly rate charge less.
• Its flat or project fee of $3,000-$10,000 spans the California median of $5,000. 67% of the 796 other California planners that publish a flat or project fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Empower Financial

• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2022 (4 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Equity compensation
• Insurance analysis
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Clients

63

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

318472

Website

empower.financial (opens in new tab)

Phone

(408) 905-8414

Other planners in Fremont that publish fees

• Ajay AgrawalFremont$250/hr
• Beyond Financial ServicesFremont$350/hr
• Encover Personal FinanceFremont$300/hr, $2,400⁠-⁠$4,000
• Rajs FundsFremont$350/hr
• Stellar Financial PlanningFremont$400/hr

Compare all 8 planners in Fremont