Dunes Financial fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed September 1, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“Services are offered based on an hourly fee of $250 per hour.”

Flat or project fee

$2,000⁠-⁠$12,000

“Services are offered based on a flat fee between $2,000 and $12,000 with the typical one time financial plan being $6,000.”

Annual fee

$2,000⁠-⁠$36,000/yr

“Fees are typically $12,000 - $20,000 but can range from $2,000 - $36,000 annually, depending on your specific needs.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Dunes Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees for Wealth Management are negotiable.”
• “The quarterly fee will be prorated for partial quarters for services that are initiated or terminated during the calendar quarter, based on the number of days in the quarter for which we provided services.”
• “Unearned fees paid in advance will be refunded upon termination.”

How Dunes Financial’s fees compare

• Its hourly rate of $250 matches the Indiana median of $250. 34% of the 119 other Indiana planners that publish an hourly rate charge less.
• None of the 2 other planners in Valparaiso that publish an hourly rate charge less.
• Its flat or project fee of $2,000-$12,000 spans the Indiana median of $5,000. 75% of the 84 other Indiana planners that publish a flat or project fee charge less.
• 2 of the 3 other planners in Valparaiso that publish a flat or project fee charge less.
• Its annual fee of $2,000-$36,000 spans the Indiana median of $5,000. 92% of the 36 other Indiana planners that publish an annual fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Dunes Financial

• Principal: Mark Rosinski
• Solo practice: one person runs the firm, so you work directly with the planner.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Registered as an adviser: 2025.

Planning areas mentioned in the brochure

• Tax planning
• Estate planning
• College planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Clients

30

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$84,292,955

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

334836

Website

dunesfinancial.com (opens in new tab)

Phone

(219) 786-3680

Can advise clients in 2 states: Indiana, Texas

Other planners in Valparaiso that publish fees

• Kotys Wealth ProfessionalsValparaiso$375/hr
• Lauer Wealth ManagementValparaiso$1,000⁠-⁠$50,000
• MWM Advisory Group, LLCValparaiso$250/hr, $2,000⁠-⁠$10,000
• Pinnacle Financial Group LLCValparaiso$500

Compare all 6 planners in Valparaiso