Cultivate Financial Wellness, LLC fees
Financial planner in Howell, Michigan. Registered with state securities regulators.
According to its Form ADV Part 2A brochure dated May 7, 2026, Cultivate Financial Wellness, LLC (Howell, MI) charges $350 an hour, a flat or project fee of $3,000-$20,000, and a monthly fee of $350-$1,000 for financial planning.
- Website: cultivatefinancialwellness.com (opens in new tab)
- Call (248) 963-1223
- Brochure (PDF) (opens in new tab)
with up to 3 other firms
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed May 7, 2026. Fees can change.
- Hourly rate
- $350/hr
Above the Michigan median of $250; 73% of the 78 other planners in Michigan that publish an hourly rate charge less.
“Divorce Financial Planning Engagements may be offered at an hourly rate of $350 per hour, for a minimum number of hours, and may be negotiable in certain cases.”
- Flat or project fee
- $3,000-
$20,000 Runs from below the Michigan median of $3,875 to above it.
“The fixed fee can range between $3,000 and $20,000”
- Monthly fee
- $350-
$1,000/mo “Ongoing monthly fees of $350 - $1,000 are paid in arrears by ACH.”
Read by software from the firm's brochure. Check the brochure (PDF) (opens in new tab) before you hire.
At a glance
- Also charges a % of assets
- Yes
- Minimum
- None stated in the brochure
- Credentials held at the firm
- CFP® professional (opens in new tab)
- Team size
- Solo practice (one employee)
- Registered since
- 2020 (6 years)
How Cultivate Financial Wellness, LLC bills
Payment and refund terms, quoted from the fee section of the brochure.
- “Work must begin within 30 days of an up-front payment or termination with refund may be requested.”
- “Engagements initiated during a calendar quarter will be charged a prorated fee based on the amount of time remaining in the quarter.”
- “We will not refund any ongoing fees since they are paid in arrears.”
Firm details from Form ADV
- How the firm is paid
- Hourly fees, flat or fixed fees, monthly planning fees, and a percentage of assets under management
- Clients
- 20
- Works with
- Individuals, high net worth individuals, and pension and profit sharing plans
- Services reported to regulators
- Financial planning, portfolio management for individuals and small businesses, pension consulting, and educational seminars and workshops
- Assets managed
- $17.1 million
- Registered with
- State securities regulators
- Disciplinary disclosures
- None reported on Form ADV as of May 7, 2026
- CRD number
- 308633 (opens in new tab)
- Phone
- (248) 963-1223
Registered in 2 states: California, Michigan
More planners in Michigan that publish fees
- TM AdvisorsTroyHourly $300/hr
- Retiremitten Financial LLCClarkstonFlat $4,800
- Autumn Financial Advisors, LLCPlymouthHourly $300/hr, Flat $1,500-$10,000
- Arbor Wealth Advisors LLCTroyHourly $300/hr, Flat $8,000-$50,000
- Liberty Financial Planning, Inc.CantonHourly $200/hr
- Copper Range Wealth Management, LLCHancockHourly $300-$500/hr, Flat up to $5,000
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.