Cultivate Financial Planning fees and pricing
Financial planner in Radford, Virginia. Registered with state securities regulators.
According to its Form ADV Part 2A brochure dated January 7, 2026, Cultivate Financial Planning charges a flat or project fee of $500-$5,000 and an annual fee of $1,000-$20,000 for financial planning.
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed January 7, 2026. Fees can change, so confirm with the firm before you hire them.
- Flat or project fee
- $500-$5,000
“The fixed fee can range between $500 - $5,000 based on complexity and scope of the engagement.”
- Annual fee
- $1,000-$20,000/yr
“Comprehensive Financial Planning Comprehensive Financial Planning consists of an annual fee ranging between $1,000 - $20,000 per year based on complexity of the engagement and the time (estimated hours) involved in developing, implementing, and monitoring your plan.”
Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)
How Cultivate Financial Planning bills
Payment and refund terms, quoted from the fee section of the brochure.
- “The fee is paid monthly or quarterly, in advance.”
- “Upon termination of any agreement, the fee will be prorated and any unearned fee will be refunded to the client based on the amount of time remaining in the current billing period in the same manner that the payment was originally made.”
- “If a fixed fee program is chosen, half of the fee is due at the beginning of the process and the remainder is due at completion of work; however, Cultivate will not bill an amount above $500.00 more than 6 months in advance of the service being rendered.”
How Cultivate Financial Planning’s fees compare
- Its flat or project fee of $500-$5,000 spans the Virginia median of $4,250. 29% of the 168 other Virginia planners that publish a flat or project fee charge less.
- Its annual fee of $1,000-$20,000 spans the Virginia median of $6,350. 69% of the 55 other Virginia planners that publish an annual fee charge less.
About Cultivate Financial Planning
“As part of the comprehensive financial planning service, our firm provides continuous advice to a client regarding the investment of client funds based on the individual needs of the client.”
- Principal: Ashley Coake
- Firm size: 2 employees.
- Credentials named in the brochure: CFP® and EA.
- Registered as an adviser: 2018 (8 years).
Planning areas mentioned in the brochure
- Retirement planning
- Estate planning
- College planning
- Cash flow and budgeting
Firm details from Form ADV
- How the firm is paid
- Fixed or flat fees, percentage of assets under management
- Charges a % of assets
- Yes
- Highest asset based fee in brochure
- 2% a year
- Clients
- 87
- Employees
- 2
- Works with
- Individuals and high net worth individuals
- Services reported to regulators
- Financial planning, portfolio management for individuals and small businesses, and pension consulting
- Assets managed
- $83,922,512
- Registered with
- State securities regulators
- Disciplinary disclosures
- None reported
- SEC CRD number
- 299270
- Phone
- (540) 505-0095
Can advise clients in 2 states: North Carolina, Virginia
Other planners in Radford that publish fees
- Ataraxia Advisory Services, LLCRadford$180/hr, $2,500-$9,500
- 8TH Street Investments, LLCAlexandria$250-$500/hr, $2,000-$7,000
- Abich Financial Wealth Management, LLCAshburn$350/hr, $20,000
- Acadia Financial Services, LLCFairfax Station$400/hr, $600/yr
- Acorn Financial Advisory Services, Inc.Reston$175-$1,295/hr, $3,750
- Activ8 Family Office LLCMclean$400/hr, $2,500-$100,000
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.