Cottage Street Advisors fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 6, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250⁠-⁠$500/hr

“Compensation – Consulting Services For financial consulting services that exceed the scope in the paragraph above, services are provided on a negotiated hourly basis, (typically $250 - $500 per hour), billed in arrears, paid directly by the client.”

Flat or project fee

$2,500⁠-⁠$10,000

“Services are included in our investment management fee but are also available at a fixed price (typically $2,500 - $10,000) for clients that would like planning only services.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Cottage Street Advisors bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees will be based upon the average value (market value or fair market value in the absence of market value, including cash) of the client’s account for the period being billed.”
• “The scope and cost of consulting services are agreed upon in advance with the client.”

How Cottage Street Advisors’ fees compare

• Its hourly rate of $250-$500 spans the Massachusetts median of $300. 75% of the 183 other Massachusetts planners that publish an hourly rate charge less.
• Its flat or project fee of $2,500-$10,000 spans the Massachusetts median of $4,750. 67% of the 158 other Massachusetts planners that publish a flat or project fee charge less.

About Cottage Street Advisors

• Firm size: 4 employees.
• Registered as an adviser: 2014 (12 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Clients

135

Employees

4

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, pension consulting, educational seminars and workshops, and other services

Assets managed

$333,802,501

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

173487

Website

x.com/cottagestadv (opens in new tab)

Phone

(508) 748-0709

Can advise clients in 7 states: California, Florida, Massachusetts, North Carolina, New Hampshire, Texas, Vermont

Other planners in Marion that publish fees

• Baldwin Wealth Partners, LLCMarion$600⁠-⁠$1,500/mo
• Sage Wealth Advisors LLCMarion$200/hr, $2,500⁠-⁠$5,000
• 1620 Investment Advisors, Inc.Plymouth$75⁠-⁠$175/hr
• Aaf Wealth Management, LLCWestborough$350/hr, $750⁠-⁠$10,000
• Abraham, Robert Ralph JRSalem$400⁠-⁠$3,000
• Access Financial Planning, LLCNewburyport$6,000⁠-⁠$10,000/yr

Compare all 3 planners in Marion