Cook Financial Designs, Inc. fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 13, 2026. Fees can change, so confirm with the firm before you hire them.

Annual fee

$4,000⁠-⁠$40,000/yr

“Annual fees typically range between $4,000 and $40,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Cook Financial Designs, Inc. bills

Payment and refund terms, quoted from the fee section of the brochure.

• “We charge an agreed-upon, flat annual advisory fee, on a pro-rata quarterly basis in arrears, based on the scope and complexity of Client’s financial situation and range of services provided.”
• “Fees may be invoiced directly or debited from Client’s managed account.”
• “Upon receipt of Client’s written notice, any fees due will be prorated to the date of written notification of termination.”

How Cook Financial Designs, Inc.’s fees compare

• Its annual fee of $4,000-$40,000 spans the Virginia median of $6,350. 93% of the 55 other Virginia planners that publish an annual fee charge less.
• 4 of the 5 other planners in Virginia Beach that publish an annual fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Cook Financial Designs, Inc.

• Solo practice: one person runs the firm, so you work directly with the planner.
• Founded: 2001 (25 years).

Planning areas mentioned in the brochure

• Estate planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Fixed or flat fees

Charges a % of assets

No

Clients

195

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$172,400,261

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

115241

Phone

(757) 498-4810

Can advise clients in 5 states: Louisiana, Massachusetts, North Carolina, Texas, Virginia

Other planners in Virginia Beach that publish fees

• Altura Wealth AdvisorsVirginia Beach$4,000⁠-⁠$25,000, $350⁠-⁠$2,500/mo
• Bay Capital Advisors, LLCVirginia Beach$500/hr, $3,500⁠-⁠$10,000
• Beacon Harbor Wealth AdvisorsVirginia Beach$300/hr, $1,000⁠-⁠$50,000
• Bellars Harris Wealth ManagementVirginia Beach$5,000⁠-⁠$25,000
• Compton Wealth Advisory Group, LLCVirginia Beach$150⁠-⁠$450/hr
• Gratus Wealth Advisors LLCVirginia BeachUp to $500/hr, $50,000

Compare all 28 planners in Virginia Beach