Concepts Financial Services, LLC fees and pricing

Financial planner in Kirkland, Washington. Registered with state securities regulators.

According to its Form ADV Part 2A brochure dated March 23, 2026, Concepts Financial Services, LLC charges $250 an hour for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 23, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate: $250/hr; “Services are offered based on an hourly fee of $250 per hour.”

Payment and refund terms, quoted from the fee section of the brochure.

“If Client cancels before the financial plan is completed, the Client will receive all completed portions of the plan along with the prorated refund/invoice.”
“Check/Credit card or electronic payment – to be remitted by Client to CFS.”
“Deducted from a non-qualified account managed by CFS (There is not a financial planning fee for portfolio management.) Client Payment of Fees Investment management fees are billed quarterly in advance, meaning that we invoice you before the billing period.”

Its hourly rate of $250 is below the Washington median of $300. 23% of the 216 other Washington planners that publish an hourly rate charge less.
2 of the 11 other planners in Kirkland that publish an hourly rate charge less.

Principal: Janice Brady
Solo practice: one person runs the firm, so you work directly with the planner.
Founded: 2019 (7 years).

How the firm is paid: Hourly fees, percentage of assets under management
Charges a % of assets: Yes
Highest asset based fee in brochure: 1.5% a year
Clients: 94
Employees: 1
Works with: Individuals, high net worth individuals, and businesses
Services reported to regulators: Financial planning, portfolio management for individuals and small businesses, and educational seminars and workshops
Assets managed: $22,856,659
Registered with: State securities regulators
Disciplinary disclosures: None reported
SEC CRD number: 305925
Phone: (425) 681-1715

Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.