Cogent Private Wealth fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 24, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$450/hr

“The fixed fee is calculated based on the expected time the financial planning and consulting services will take Cogent Private Wealth to complete with the client multiplied by the hourly rate of $450 per hour.”

Annual fee

$4,000/yr

“The minimum annual fixed fee for financial planning and consulting is $4,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Cogent Private Wealth bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The annual fee is payable quarterly in arrears and is based on the daily market value of portfolio assets during the quarter.”
• “New account fees will be prorated from the inception date of the account to the end of the quarter.”
• “Where it is not practical to deduct fees directly from client accounts, client will be sent an invoice at the end of each quarter.”

How Cogent Private Wealth’s fees compare

• Its hourly rate of $450 is above the Florida median of $288. 84% of the 372 other Florida planners that publish an hourly rate charge less.
• 18 of the 22 other planners in Orlando that publish an hourly rate charge less.
• Its annual fee of $4,000 is below the Florida median of $4,800. 46% of the 97 other Florida planners that publish an annual fee charge less.
• 4 of the 6 other planners in Orlando that publish an annual fee charge less.

About Cogent Private Wealth

• Firm size: 8 employees.
• Founded: 2022 (4 years).

Planning areas mentioned in the brochure

• Estate planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

2% a year

Clients

85

Employees

8

Works with

Individuals, high net worth individuals, pension and profit sharing plans, charities, and businesses

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and pension consulting

Assets managed

$250,272,040

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

319092

Website

cogentprivatewealth.com (opens in new tab)

Phone

(407) 887-4965

Can advise clients in 2 states: Florida, Texas

Other planners in Orlando that publish fees

• Allegiance Wealth Management, Inc.Orlando$300/hr
• Allgen Financial Advisors, Inc.Orlando$250/hr, $500/yr
• Arx Strategic WealthOrlando$2,500⁠-⁠$5,000
• Centrus Financial StrategiesOrlando$500/hr, $3,000⁠-⁠$15,000
• Das Wealth ManagementOrlando$100/hr
• Empire Financial Group, LLCOrlando$150/hr, $750⁠-⁠$2,500

Compare all 44 planners in Orlando