CND Financial fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 28, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$200⁠-⁠$250

“CPA/Personal Financial Specialist™ or Certified Financial Planner™: $250 Chartered Financial Analyst™: $250 Financial Planner: $200 Clerical: $60 Should the client’s condition change during the course of services such that new advice, recommendations or research are required, additional fees may apply.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How CND Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

• “If termination occurs prior to the end of a billable quarter, the client will receive a pro-rated refund of unearned fees (the balance of the pre-paid quarter).”
• “In addition, CND Financial offers an unconditional refund of Financial Planning or Consulting fees if requested within ten (10) days of the presentation of the plan or advice.”
• “In the absence of alternate instructions, the Adviser will issue an invoice for advisory fees to the client and payment is expected upon receipt.”

How CND Financial’s fees compare

• Its flat or project fee of $200-$250 is below the Michigan median of $3,250. 1% of the 137 other Michigan planners that publish a flat or project fee charge less.
• None of the 2 other planners in Livonia that publish a flat or project fee charge less.

About CND Financial

• Firm size: 3 employees.
• Credentials named in the brochure: CFP® and CPA.
• Registered as an adviser: 2021 (5 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Clients

188

Employees

3

Works with

Individuals, high net worth individuals, and pension and profit sharing plans

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and other services

Assets managed

$199,450,000

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

110180

Phone

(734) 427-2030

Can advise clients in 3 states: Florida, Michigan, Texas

Other planners in Livonia that publish fees

• Kidd Financial Planning, LLC.Livonia$250⁠-⁠$500/hr, $2,000⁠-⁠$5,000
• On Track To Retire LLCLivonia$120/hr, $650⁠-⁠$1,200
• Saunders Financial LLCLivonia$415/hr
• 320 Life Financial PlanningHolland$250/hr
• 46 and 2 Investment Advisors, LLCTraverse City$200/hr
• 4Square Advisory Services, Inc.Fenton$150/hr, Up to $1,500

Compare all 5 planners in Livonia