Clear Waters Financial Network LLC fees
Financial planner in Dunedin, Florida. Registered with state securities regulators.
According to its Form ADV Part 2A brochure dated October 28, 2026, Clear Waters Financial Network LLC (Dunedin, FL) charges $300 an hour and a flat or project fee of $2,500 for financial planning.
with up to 3 other firms
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed October 28, 2026. Fees can change.
- Hourly rate
- $300/hr
Matches the Florida median of $300; 46% of the 188 other planners in Florida that publish an hourly rate charge less.
“Separate Financial Planning Consultations $300 hourly fee Clear Waters Financial Network LLC may negotiate its fixed fee amount for Comprehensive Financial Plans based on the complexity of the financial plan.”
- Flat or project fee
- $2,500
Below the Florida median of $4,200; 25% of the 160 other planners in Florida that publish a flat or project fee charge less.
“Comprehensive One-Time Financial Plan $2,500 fixed fee B.”
Read by software from the firm's brochure. Check the brochure (PDF) (opens in new tab) before you hire.
At a glance
- Also charges a % of assets
- Yes
- Minimum
- None stated in the brochure
- Credentials held at the firm
- CFP® professional (opens in new tab)
- Team size
- 2 employees
- Registered since
- 2018 (8 years)
How Clear Waters Financial Network LLC bills
Payment and refund terms, quoted from the fee section of the brochure.
- “For the first quarter a Client engages Clear Waters Financial Network LLC, or if a Client terminates the service during the quarter, the fee will be prorated and charged for only those days that Clear Waters Financial Network LLC rendered its services.”
- “This invoice will require payment within thirty days after the mailing date on the invoice.”
- “The engagement for the Initial Financial Plan will end upon delivery of the services described above.”
About Clear Waters Financial Network LLC
“General Description of Company Clear Waters Financial Network LLC is a fee-only investment adviser that offers financial planning and portfolio management services.”
Planning areas mentioned in the brochure
- Retirement planning
- College planning
- Equity compensation
- Insurance analysis
Firm details from Form ADV
- How the firm is paid
- Hourly fees, flat or fixed fees, and a percentage of assets under management
- Clients
- 37
- Works with
- Individuals
- Services reported to regulators
- Financial planning and portfolio management for individuals and small businesses
- Assets managed
- $20.5 million
- Registered with
- State securities regulators
- Disciplinary disclosures
- None reported on Form ADV as of October 28, 2026
- CRD number
- 291987 (opens in new tab)
- Phone
- (970) 234-1937
Registered in 1 state: Colorado
More planners in Florida that publish fees
- Cayside PartnersJupiterFlat $5,000-$25,000
- Freedom Financial Management, IncSt. CloudHourly $75-$500/hr, Annual $500-$20,000/yr
- CMA Advisors, Inc.BradentonHourly $400/hr, Flat from $5,000
- Charles Kasner Registered Investment Advisor LLCApopkaHourly $200/hr
- Cela Wealth ManagementMiamiFlat $2,500-$12,000
- Meridian 38 AdvisorsWestonHourly $200/hr, Flat $2,000-$5,000
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.