Clear Trace, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 2, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250⁠-⁠$500/hr

“Hourly rates typically vary from $250 to $500, depending upon services performed.”

Annual fee

$10,000/yr

“Since the minimum flat retainer fee is $10,000 annually, clients with less than $1,000,000 of investment assets will generally be assessed an asset-based percentage fee under the investment assets under management calculation.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Clear Trace, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fee or Hourly Fee Services Fixed fee or hourly fee services generally require one-half of the total estimated fee to be payable upon entering the Agreement.”
• “The balance is generally due upon delivery of services in the agreement, which shall not exceed six months from the Agreement (Contract) date.”
• “Flat, annual fee (payable in quarterly installments, in arrears) is calculated based in part on the value of investment portfolios according to the schedule below.”

How Clear Trace, LLC’s fees compare

• Its hourly rate of $250-$500 is above the Kentucky median of $250. 89% of the 36 other Kentucky planners that publish an hourly rate charge less.
• Its annual fee of $10,000 is above the Kentucky median of $5,000. 77% of the 13 other Kentucky planners that publish an annual fee charge less.

About Clear Trace, LLC

• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: ChFC®.
• Registered as an adviser: 2007 (19 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.25% a year

Minimum

No minimum stated in brochure

Clients

51

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$21,914,741

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

144746

Website

ednelson.net (opens in new tab)

Phone

(502) 234-2164

Can advise clients in 2 states: Indiana, Kentucky

Other planners in Kentucky that publish fees

• Abri LLCLexington$500/hr, $3,000
• Advantage Investment ManagementLouisville$250/hr, $25,000
• Alpha Financial Partners LLCLexington$250/hr, $5,000⁠-⁠$250,000/yr
• Avant-Garde WealthSmiths Grove$5,000/yr
• Balanced Life PlanningVilla Hills$250/hr
• Ballast, Inc.Lexington$200⁠-⁠$10,000

Compare all 104 planners in Kentucky