Cibao Wealth Management fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed May 25, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$300/hr

“Project-Based Financial Planning Hourly Fee Hourly Financial Planning engagements are offered at an hourly rate of $300.00 per hour.”

Annual fee

$4,200⁠-⁠$12,000/yr

“Comprehensive Financial Planning via the Individualized Financial Program (IFP) Comprehensive Financial Planning services are provided at an annual fee of $4,200 to $12,000 billed as ongoing membership cost that is paid monthly, in arrears, at the rate of $350 to $1,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Cibao Wealth Management bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Our billing invoice will indicate the total account value used to calculate the advisory fee.”
• “An account may be terminated with written notice at least 30 calendar days in advance.”
• “Since fees are paid in arrears, no refund will be needed upon termination of the account.”

How Cibao Wealth Management’s fees compare

• Its hourly rate of $300 is above the Florida median of $288. 51% of the 372 other Florida planners that publish an hourly rate charge less.
• Its annual fee of $4,200-$12,000 spans the Florida median of $4,800. 68% of the 97 other Florida planners that publish an annual fee charge less.

About Cibao Wealth Management

• Principal: Javier Diaz
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Founded: 2024 (2 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Minimum

$4,200 minimum fee (stated in brochure)

Employees

1

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and educational seminars and workshops

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

332022

Phone

(786) 251-6577

Other planners in Florida that publish fees

• 22 Seven Wealth Management IncPanama City$150/hr, $500⁠-⁠$2,500
• 365Sundays Wealth LLCLake Mary$5,000⁠-⁠$15,500, $5,000/yr
• 4 VerticalRiverview$250/hr
• 7 Star Investment AdvisorsRiverview$1,500⁠-⁠$7,500
• Acertado InvestmentsFort Lauderdale$800⁠-⁠$3,600
• Achieving Veritas LLCSt. Augustine$1,500⁠-⁠$15,000

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