Challenger Wealth Management fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 10, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$1,500

“For clients needing a financial plan but not needing our asset management services, the financial plan development flat fee starts at $1,500.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Challenger Wealth Management bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Our fees are negotiable and are not based on a share of capital gains or capital appreciation of the funds or any portion of the funds in your account.”
• “Additional assets received into the account during any billing period will be charged a pro-rata asset management fee based on the number of days remaining in the billing period if the amount of the deposit is $25,000 or more.”
• “Withdrawals from the account will receive a pro-rata refund if the amount of the withdrawal is $25,000 or more.”

How Challenger Wealth Management’s fees compare

• Its flat or project fee of $1,500 is below the California median of $5,000. 13% of the 796 other California planners that publish a flat or project fee charge less.
• None of the 3 other planners in Aliso Viejo that publish a flat or project fee charge less.

About Challenger Wealth Management

• Firm size: 3 employees.
• Credentials named in the brochure: CPA.
• Registered as an adviser: 2024 (2 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.25% a year

Clients

238

Employees

3

Works with

Individuals, high net worth individuals, charities, and businesses

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and selecting other advisers

Assets managed

$275,547,380

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

121498

Website

linkedin.com/in/nancy-challenger-32a2b614 (opens in new tab)

Phone

(949) 754-0464

Can advise clients in 13 states: Arizona, California, Colorado, Florida, Idaho, Illinois, Michigan, Missouri, North Carolina, New York, Oregon, Texas, Washington

Other planners in Aliso Viejo that publish fees

• Accelerate RetirementAliso Viejo$150/hr, $2,000⁠-⁠$100,000
• Claraphi Advisory Network, LLCAliso Viejo$100⁠-⁠$800/hr, $2,000⁠-⁠$25,000
• Eden FinancialAliso Viejo$300/hr, $300⁠-⁠$4,000
• Truly Unbiased LLCAliso Viejo$250/hr, $1,500⁠-⁠$3,000/mo
• Wealthspire Retirement AdvisoryAliso Viejo$550/hr

Compare all 7 planners in Aliso Viejo