Ceres Financial Group, Inc. fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 6, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$150⁠-⁠$250/hr

“CFG charges an hourly fee of $150 to $250 for clients who request specific services (such as a modular plan or hourly consulting services) and do not desire a broad-based written financial plan.”

Flat or project fee

$500⁠-⁠$25,000

“CFG will charge a fixed fee of $500.00 to $25,000.00 for broad-based planning services.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Ceres Financial Group, Inc. bills

Payment and refund terms, quoted from the fee section of the brochure.

• “You will pay a quarterly account fee, in advance, based upon the market value of the assets held in your account as of the last business day of the preceding calendar quarter.”
• “You will receive a full account fee refund in the event that you terminate your client agreement with us within five business days of signing.”
• “Our consulting fees are negotiable and are payable as invoiced.”

How Ceres Financial Group, Inc.’s fees compare

• Its hourly rate of $150-$250 is below the Massachusetts median of $300. 13% of the 183 other Massachusetts planners that publish an hourly rate charge less.
• Its flat or project fee of $500-$25,000 spans the Massachusetts median of $4,750. 87% of the 158 other Massachusetts planners that publish a flat or project fee charge less.

About Ceres Financial Group, Inc.

• Firm size: 2 employees.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2002 (24 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.2% a year

Clients

62

Employees

2

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, and pension consulting

Assets managed

$29,964,725

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

129086

Website

cfgadvisors.com (opens in new tab)

Phone

(781) 344-4401

Can advise clients in 2 states: Florida, Massachusetts

Other planners in Stoughton that publish fees

• Stonestreet Financial, Inc.Stoughton$200/hr, $1,500⁠-⁠$5,000
• 1620 Investment Advisors, Inc.Plymouth$75⁠-⁠$175/hr
• Aaf Wealth Management, LLCWestborough$350/hr, $750⁠-⁠$10,000
• Abraham, Robert Ralph JRSalem$400⁠-⁠$3,000
• Access Financial Planning, LLCNewburyport$6,000⁠-⁠$10,000/yr
• Access Investment ManagementMelrose$250/hr, $1,000⁠-⁠$4,000

Compare all 463 planners in Massachusetts