Aaf Wealth Management, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 5, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$350/hr

“Our hourly fees are $350 for financial advisors, $150 per hour for para-planners and $75 for administrative time.”

Flat or project fee

$750⁠-⁠$10,000

“Our flat fees generally range from $750 to $10,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Aaf Wealth Management, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The advisory fee, which is based on the account(s)’ average daily balance, will be deducted quarterly in arrears from your account(s).”
• “Any illiquid securities that do not have daily valuations will be billed based upon their most recently available valuation.”
• “Fees are negotiable at the sole discretion of the Advisor.”

How Aaf Wealth Management, LLC’s fees compare

• Its hourly rate of $350 is above the Massachusetts median of $300. 62% of the 183 other Massachusetts planners that publish an hourly rate charge less.
• Its flat or project fee of $750-$10,000 spans the Massachusetts median of $4,750. 59% of the 158 other Massachusetts planners that publish a flat or project fee charge less.
• 1 of the 2 other planners in Westborough that publish a flat or project fee charge less.

About Aaf Wealth Management, LLC

• Firm size: 10 employees.
• Founded: 2001 (25 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Insurance analysis
• Cash flow and budgeting
• Charitable giving

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.5% a year

Clients

271

Employees

10

Works with

Individuals, high net worth individuals, pension and profit sharing plans, charities, and businesses

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other advisers

Assets managed

$727,644,200

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

164646

Website

linkedin.com/company/aaf-wealth-management (opens in new tab)

Phone

(508) 366-9100

Can advise clients in 8 states: California, Florida, Massachusetts, Maine, New Hampshire, New York, Rhode Island, Texas

Other planners in Westborough that publish fees

• Cadence Wealth Management LLCWestborough$600⁠-⁠$5,000
• Finivi Inc.Westborough$200⁠-⁠$350/hr, $1,500⁠-⁠$25,000
• 1620 Investment Advisors, Inc.Plymouth$75⁠-⁠$175/hr
• Abraham, Robert Ralph JRSalem$400⁠-⁠$3,000
• Access Financial Planning, LLCNewburyport$6,000⁠-⁠$10,000/yr
• Access Investment ManagementMelrose$250/hr, $1,000⁠-⁠$4,000

Compare all 4 planners in Westborough