Carpe Diem Financial Life Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed July 15, 2026. Fees can change, so confirm with the firm before you hire them.

Annual fee

$500⁠-⁠$10,000/yr

“We typically serve our clients via our fixed "retainer" fee that ranges from $500 to $10,000 per year that is paid to the firm quarterly.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Carpe Diem Financial Life Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Our published fees are negotiable, and we may waive or discount our fees for our associates and their family members, as well as preexisting relationships.”
• “Thereafter our fee is paid in equal quarterly installments, in advance, and due the first 10 calendar days of each quarter.”
• “Payment is due in full upon delivery of our invoice which coincides with the presentation of your plan; however, an hourly engagement lasting more than one month may be billed at the end of each month for time incurred.”

How Carpe Diem Financial Life Planning’s fees compare

• Its annual fee of $500-$10,000 spans the California median of $6,250. 40% of the 224 other California planners that publish an annual fee charge less.

About Carpe Diem Financial Life Planning

• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP® and EA.
• Registered as an adviser: 2020 (6 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Divorce
• Cash flow and budgeting
• Charitable giving

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

3% a year

Clients

3

Employees

1

Works with

High net worth individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$3,000,000

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

309092

Website

carpediem.financial (opens in new tab)

Phone

(831) 539-9475

Other planners in California that publish fees

• 10/28 Wealth Management LLCOceanside$300/hr, $500⁠-⁠$10,000
• 360DividendsGranite Bay$300/hr, $2,500⁠-⁠$10,000
• 3D Holistic WealthIrvine$300/hr, $1,500⁠-⁠$10,000
• 401 FinancialSan Diego$250/hr, $500
• 5T Wealth, LLCNapa$200⁠-⁠$450/hr
• 7 Streets Financial, LLCSan Diego$100⁠-⁠$400/hr, Up to $15,000

Compare all 1,914 planners in California