Cairn Financial Advisors, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 30, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$350/hr

“Financial Planning fee is an hourly rate of $350 per hour.”

Flat or project fee

$1,200⁠-⁠$10,000

“The fixed fee can range between $1,200 - $10,000 depending on complexity and scope of the engagement.”

Annual fee

$1,200⁠-⁠$10,000/yr

“Follow-up Financial Planning Follow-up Planning carries a fixed annual fee that ranges from$1,200 - $10,000 depending on complexity and scope of the engagement.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Cairn Financial Advisors, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Advisory fees are directly debited from client accounts, or the client may choose to pay by check (Please see Item 15 for more information).”
• “An account may be terminated with written notice at least 30 calendar days in advance.”
• “Investment Advisory Services (sub-adviser) Geo Wealth When Geo Wealth is utilized for portfolio management, the annual fees are negotiable and are pro-rated and paid in advance on a quarterly basis.”

How Cairn Financial Advisors, LLC’s fees compare

• Its hourly rate of $350 is above the Colorado median of $300. 66% of the 231 other Colorado planners that publish an hourly rate charge less.
• 23 of the 42 other planners in Denver that publish an hourly rate charge less.
• Its flat or project fee of $1,200-$10,000 spans the Colorado median of $5,250. 58% of the 214 other Colorado planners that publish a flat or project fee charge less.
• 20 of the 39 other planners in Denver that publish a flat or project fee charge less.
• Its annual fee of $1,200-$10,000 spans the Colorado median of $7,750. 33% of the 57 other Colorado planners that publish an annual fee charge less.
• 5 of the 17 other planners in Denver that publish an annual fee charge less.

About Cairn Financial Advisors, LLC

• Principal: Audrey Morrison
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP® and CFA.
• Registered as an adviser: 2018 (8 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Clients

26

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and selecting other advisers

Assets managed

$17,573,480

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

292666

Website

cairnfinancialadvisors.com (opens in new tab)

Phone

(970) 363-6442

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• Ask DollyDenver$50⁠-⁠$100/mo

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