By Design Financial Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed May 15, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“Our hourly rate is $250.”

Annual fee

$2,400⁠-⁠$6,000/yr

“The annual subscription fee, ranging from $2,400 to $6,000, is determined by the complexity of the client’s financial situation and is paid quarterly in arrears.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How By Design Financial Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The annual investment management fee is based on a percentage of assets under management and is negotiable.”
• “Fees are negotiable and the final agreed upon fee will be outlined in your Advisory Contract. 9 BDFP may request a portion of the fee be collected in advance with the remainder due upon completion of the services.”
• “Clients may also pay by electronic funds transfer (EFT) or check.”

How By Design Financial Planning’s fees compare

• Its hourly rate of $250 is below the North Carolina median of $300. 22% of the 177 other North Carolina planners that publish an hourly rate charge less.
• 1 of the 5 other planners in Greensboro that publish an hourly rate charge less.
• Its annual fee of $2,400-$6,000 is below the North Carolina median of $6,000. 29% of the 49 other North Carolina planners that publish an annual fee charge less.
• None of the 2 other planners in Greensboro that publish an annual fee charge less.

About By Design Financial Planning

• Principal: Travis S. Ray
• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2022 (4 years).

Planning areas mentioned in the brochure

• Estate planning
• College planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

3% a year

Clients

24

Employees

1

Works with

Individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and selecting other advisers

Assets managed

$4,913,003

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

323253

Website

travisray.com (opens in new tab)

Phone

(336) 265-7358

Can advise clients in 2 states: Florida, North Carolina

Other planners in Greensboro that publish fees

• Clef Financial, LLCGreensboro$1,000⁠-⁠$10,000
• Defining Legacy AdvisorsGreensboro$500⁠-⁠$10,000
• Legs FinancialGreensboro$3,600⁠-⁠$6,000, $7,200⁠-⁠$16,000/yr
• Level Wealth Management LLCGreensboro$200⁠-⁠$15,000
• Park Wealth Management, LLCGreensboro$150/hr
• Phoenix Financial Solutions, Inc.Greensboro$250/hr, $500

Compare all 21 planners in Greensboro