Breakwater Capital Group fees and pricing
Financial planner in Paramus, New Jersey. Registered with the SEC.
According to its Form ADV Part 2A brochure dated March 19, 2026, Breakwater Capital Group charges $500 an hour and a flat or project fee of $5,000-$20,000 for financial planning.
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed March 19, 2026. Fees can change, so confirm with the firm before you hire them.
- Hourly rate
- $500/hr
“As a fixed fee, typically ranging from $5,000 to $20,000, depending on the nature and complexity of each client’s circumstances, or On an hourly basis not to exceed $500 per hour.”
- Flat or project fee
- $5,000-$20,000
From the same sentence as above.
Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)
How Breakwater Capital Group bills
Payment and refund terms, quoted from the fee section of the brochure.
- “All financial planning fees are due in arrears, upon presentation of the financial plan.”
- “All consulting fees are due in arrears, upon completion of the engagement.”
- “Clients may elect to be invoiced directly for fees or to authorize us to directly debit fees from client accounts.”
How Breakwater Capital Group’s fees compare
- Its hourly rate of $500 is above the New Jersey median of $300. 89% of the 174 other New Jersey planners that publish an hourly rate charge less.
- Its flat or project fee of $5,000-$20,000 is above the New Jersey median of $5,000. 83% of the 168 other New Jersey planners that publish a flat or project fee charge less.
About Breakwater Capital Group
“We typically provide a variety of wealth management services to individuals and families, in several areas of a client’s financial situation, depending on their goals, objectives, and resources. 4 In Wealth Management engagements, we provide ongoing Financial Pl”
- Firm size: 4 employees.
- Registered as an adviser: 2022 (4 years).
Planning areas mentioned in the brochure
- Retirement planning
- Tax planning
- Estate planning
- College planning
- Insurance analysis
- Cash flow and budgeting
- Charitable giving
Firm details from Form ADV
- How the firm is paid
- Hourly fees, fixed or flat fees, percentage of assets under management
- Charges a % of assets
- Yes
- Highest asset based fee in brochure
- 1.5% a year
- Minimum
- $5,000 minimum fee (stated in brochure)
- Clients
- 370
- Employees
- 4
- Works with
- Individuals and high net worth individuals
- Services reported to regulators
- Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, selecting other advisers, and educational seminars and workshops
- Assets managed
- $1,019,176,972
- Registered with
- U.S. Securities and Exchange Commission
- Disciplinary disclosures
- None reported
- SEC CRD number
- 321097
- Phone
- (551) 342-3733
Can advise clients in 13 states: California, Colorado, Connecticut, Florida, Massachusetts, Maryland, North Carolina, New Hampshire, New Jersey, New York, Pennsylvania, Texas, Virginia
Other planners in New Jersey that publish fees
- 3I Wealth Management LLCFairfield$1,500, $2,500/yr
- A.m. Perricone LLCShamong$20,000
- Able Wealth Management LLCToms River$250-$500/hr, $2,500-$100,000
- Access WealthEast Hanover$8,000-$18,000/yr
- Adviso WealthPrinceton$300-$450/hr, $500-$20,000
- Ahara AdvisorsJersey City$1,000/hr
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.