Breakwater Asset Management, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 21, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$1,500⁠-⁠$5,000

“Comprehensive Financial Planning Services For a comprehensive financial plan, BAM typically charges a fixed fee, typically ranging from $1,500 to $5,000, depending on the nature and complexity of each client’s circumstances, the extent of services desired by the client and upon mutual agreement with the client.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Breakwater Asset Management, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Clients will be billed in advance each calendar quarter.”
• “In certain circumstances, clients may also elect to be billed directly for fees.”
• “For Investment Management Services, management fees shall not be prorated for each capital contribution and withdrawal made during the applicable calendar quarter.”

How Breakwater Asset Management, LLC’s fees compare

• Its flat or project fee of $1,500-$5,000 is below the New Hampshire median of $5,400. 41% of the 37 other New Hampshire planners that publish a flat or project fee charge less.

About Breakwater Asset Management, LLC

• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2010 (16 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Insurance analysis
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

0.8% a year

Clients

31

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$12,545,629

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

155041

Website

breakwaterasset.com (opens in new tab)

Phone

(603) 918-1631

Can advise clients in 2 states: Massachusetts, New Hampshire

Other planners in New Hampshire that publish fees

• Applied Capital Management, LLCLondonderry$350/hr
• Arca Wealth, LLCPortsmouth$200⁠-⁠$300/hr
• Aurelius Family Office, LLCBedford$2,000⁠-⁠$10,000
• Axiom Advisors, LLCBedford$200⁠-⁠$625/hr, $600⁠-⁠$25,000
• Aztec Financial Group, LLCDover$1,500
• Bartley Financial Advisors, LLCBedford$6,000/yr

Compare all 112 planners in New Hampshire