Age Wisely Financial fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 10, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$360/hr

“AWF will not bill an amount above $500 more than 6 months or more in advance of rendering the services. ➢ Hourly Project-Based Financial Planning Our hourly rate is $360.”

Flat or project fee

$3,000⁠-⁠$12,000

“Fixed fee rates range from $3,000 to $12,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Age Wisely Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are negotiable and the final agreed upon fee will be outlined in your Advisory Contract.”
• “Fees are negotiable and the fi n a l agreed upon fee will be outlined in your Advisory Contract.”
• “If fees are paid in advance, a prorated refund will be given, if applicable, upon termination of the Advisory Contract for any unearned fee.”

How Age Wisely Financial’s fees compare

• Its hourly rate of $360 is above the Delaware median of $300. 67% of the 18 other Delaware planners that publish an hourly rate charge less.
• 7 of the 10 other planners in Wilmington that publish an hourly rate charge less.
• Its flat or project fee of $3,000-$12,000 spans the Delaware median of $3,575. 73% of the 11 other Delaware planners that publish a flat or project fee charge less.
• 4 of the 5 other planners in Wilmington that publish a flat or project fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Age Wisely Financial

• Principal: Kevin Lam
• Solo practice: one person runs the firm, so you work directly with the planner.
• Founded: 2023 (3 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• Business owners

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Clients

16

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

331644

Website

agewiselyfinancial.com (opens in new tab)

Phone

(818) 290-1278

Other planners in Wilmington that publish fees

• Affinity Wealth Management LLCWilmington$350/hr, $250⁠-⁠$15,000
• Ajp Financial Services, LLCWilmington$10,000⁠-⁠$50,000/yr
• Benchmark Financial, LLCWilmington$500/hr, $1,500
• Creative Financial Concepts, Inc.Wilmington$150/hr, $300
• Delaware Advisory Group, Inc.Wilmington$350/hr
• Delaware Wealth PlannersWilmington$100⁠-⁠$400/hr

Compare all 17 planners in Wilmington