PlannerFees

Adaptive Financial Solutions Inc fees and pricing

Financial planner in Waban, Massachusetts. Registered with state securities regulators.

According to its Form ADV Part 2A brochure dated March 31, 2026, Adaptive Financial Solutions Inc charges a flat or project fee of $7,000, a quarterly fee of $1,750, and an annual fee of $7,000 for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 31, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee
$7,000
“The project fee is $7,000 for the year.”
Quarterly fee
$1,750/qtr
“The annual fee for services is $1,750 per quarter paid in advanced.”
Annual fee
$7,000/yr
“The initial annual fixed fee is $7,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Adaptive Financial Solutions Inc bills

Payment and refund terms, quoted from the fee section of the brochure.

  • “All fees are negotiable at AFS’ discretion.”
  • “Payment of Fee for Wealth Management Services AFS fees are billed quarterly, in advance, meaning that the firm invoices the client at the beginning of every three-month calendar billing period.”
  • “The first payment is due at the signing of the Wealth Management Agreement and can be paid by check.”

How Adaptive Financial Solutions Inc’s fees compare

  • Its flat or project fee of $7,000 is above the Massachusetts median of $4,750. 72% of the 158 other Massachusetts planners that publish a flat or project fee charge less.
  • Its annual fee of $7,000 is below the Massachusetts median of $8,250. 42% of the 62 other Massachusetts planners that publish an annual fee charge less.
  • It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Adaptive Financial Solutions Inc

“Wealth Management Agreement AFS provides wealth management services which is comprised of coordinated financial planning and investment management services to its clients. The financial plan is designed to help the client with their long-term financial planning.”
From the firm's description of its advisory business in its Form ADV brochure.
  • Solo practice: one person runs the firm, so you work directly with the planner.
  • Credentials named in the brochure: CFP® and CFA.
  • Registered as an adviser: 2018 (8 years).

Firm details from Form ADV

How the firm is paid
Fixed or flat fees
Charges a % of assets
No
Clients
10
Employees
1
Works with
High net worth individuals
Services reported to regulators
Financial planning and portfolio management for individuals and small businesses
Assets managed
$9,730,553
Registered with
State securities regulators
Disciplinary disclosures
None reported
SEC CRD number
293198
Website
adaptivefs.com (opens in new tab)
Phone
(617) 775-2711

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