About Time Financial Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 19, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$1,000⁠-⁠$2,000

“Comprehensive Financial Planning with Investment Management This service consists of a one-time upfront fixed fee ranging from $1000 to $2,000 and an ongoing fixed fee ranging from $700 to $3,200 per quarter for the average client, based on the complexity and needs of the client.”

Quarterly fee

$700⁠-⁠$3,200/qtr

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How About Time Financial Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The ongoing fee is paid quarterly in arrears.”
• “Fees may be negotiable at the discretion of About Time and the final agreed upon fee will be outlined in your Advisory Contract.”
• “The Advisory Contract may be terminated with written notice at least 15 calendar days in advance.”

How About Time Financial Planning’s fees compare

• Its flat or project fee of $1,000-$2,000 is below the New York median of $4,500. 15% of the 251 other New York planners that publish a flat or project fee charge less.
• 2 of the 7 other planners in Rochester that publish a flat or project fee charge less.

About About Time Financial Planning

• Principal: Kathryn Kubiak-Rizzone
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP® and ChFC®.
• Registered as an adviser: 2023 (3 years).

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning

Firm details from Form ADV

How the firm is paid

Fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

3% a year

Clients

31

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$20,373,903

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

327989

Website

instagram.com/kathrynabouttimefinancial (opens in new tab)

Phone

(585) 532-7479

Can advise clients in 4 states: California, District of Columbia, Maryland, New York

Other planners in Rochester that publish fees

• AlphansoRochester$1,200⁠-⁠$7,200/yr
• Elevation Investment ConsultingRochester$500⁠-⁠$2,000
• Fiduciary First Advising, LLCRochester$200⁠-⁠$300/hr, $1,500⁠-⁠$12,000/yr
• Highland Wealth Advisory LLCRochester$300/hr, $100⁠-⁠$5,000
• Howe and Rusling, Inc.Rochester$1,500/qtr
• Iconoclastic Capital Management LLCRochester$500⁠-⁠$10,000, $6,000/yr

Compare all 23 planners in Rochester