Ability First fees and pricing

Financial planner in Phoenix, Arizona. Registered with state securities regulators.

According to its Form ADV Part 2A brochure dated May 28, 2026, Ability First charges an annual fee of $12,000 for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed May 28, 2026. Fees can change, so confirm with the firm before you hire them.

Annual fee: $12,000/yr; “Financial Planning and Business Planning services start at a minimum of $ 12,000 per year and are generally billed annually; on an exception basis, they may be paid quarterly for the client's benefit.”

Payment and refund terms, quoted from the fee section of the brochure.

“In certain situations, the annual fee may be negotiable.”
“Since hourly billing is reserved for limited projects subject to a specifically contracted scope, all fees are billed on an as-earned basis, and no IOLTA account is required.”
“Billing Third-party investment management fees are billed quarterly (sometimes in advance), meaning that fees are deducted from client accounts before the three-month billing period has begun.”

Its annual fee of $12,000 is above the Arizona median of $10,000. 63% of the 43 other Arizona planners that publish an annual fee charge less.
9 of the 10 other planners in Phoenix that publish an annual fee charge less.

Solo practice: one person runs the firm, so you work directly with the planner.
Credentials named in the brochure: CFP®.
Founded: 2018 (8 years).

How the firm is paid: Fixed or flat fees, percentage of assets under management
Charges a % of assets: Yes
Highest asset based fee in brochure: 2% a year
Clients: 24
Employees: 1
Works with: High net worth individuals, pension and profit sharing plans, and businesses
Services reported to regulators: Financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other advisers, and educational seminars and workshops
Assets managed: $12,500,000
Registered with: State securities regulators
Disciplinary disclosures: None reported
SEC CRD number: 300076
Website: ability-retirement.com (opens in new tab)
Phone: (410) 336-6118

Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.