402 Financial fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 17, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$150/hr

“Our hourly rate is $150.”

Flat or project fee

$1,000⁠-⁠$5,000

“Fixed fee rates range between $1,000 to $5,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How 402 Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The fee is based on a percentage of assets under management and is negotiable.”
• “Our advisory fee is prorated for any partial billing periods occurring during the engagement, including the initial and terminating billing periods.”
• “Fees are paid monthly in advance, ranging from $175 to $500.”

How 402 Financial’s fees compare

• Its hourly rate of $150 is below the Nebraska median of $250. 9% of the 32 other Nebraska planners that publish an hourly rate charge less.
• 1 of the 5 other planners in Lincoln that publish an hourly rate charge less.
• Its flat or project fee of $1,000-$5,000 is below the Nebraska median of $5,000. 34% of the 32 other Nebraska planners that publish a flat or project fee charge less.
• 6 of the 8 other planners in Lincoln that publish a flat or project fee charge less.

About 402 Financial

• Firm size: 2 employees.
• Registered as an adviser: 2024 (2 years).

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.25% a year

Clients

24

Employees

2

Works with

Individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and portfolio management for businesses and institutions

Assets managed

$10,774,791

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

331726

Website

youtube.com/@402Financial (opens in new tab)

Phone

(402) 200-5153

Other planners in Lincoln that publish fees

• Alphaomega Wealth Management, LLCLincoln$500⁠-⁠$10,000, $150⁠-⁠$2,000/mo
• Alta Strada Wealth ManagementLincoln$400/hr, $50,000
• Capital Consulting & Asset ManagementLincoln$200⁠-⁠$400/hr
• Flagstone Financial Management, LLCLincoln$2,000, $400/mo
• Liberty Advisers Inc.Lincoln$75/hr, $750⁠-⁠$2,500
• MJB Financial PlanningLincoln$2,500, $4,375/qtr

Compare all 14 planners in Lincoln