25 Financial fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 26, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$2,000⁠-⁠$5,000

“Services are offered based on a flat fee between $2,000 and $5,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How 25 Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are billed monthly in arrears based on an average daily balance of the account for the previous month.”
• “For accounts opened or closed midbilling period, fees will be prorated based on the day’s services are provided during the given period.”
• “Fees for financial plans are billed quarterly in arrears.”

How 25 Financial’s fees compare

• Its flat or project fee of $2,000-$5,000 spans the Missouri median of $3,550. 49% of the 77 other Missouri planners that publish a flat or project fee charge less.
• 2 of the 4 other planners in Saint Louis that publish a flat or project fee charge less.

About 25 Financial

• Firm size: 19 employees.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Founded: 2018 (8 years).

Planning areas mentioned in the brochure

• Tax planning
• Estate planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Fixed or flat fees, percentage of assets under management, performance based fees

Charges a % of assets

Yes

Highest asset based fee in brochure

2% a year

Clients

505

Employees

19

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and pension consulting

Assets managed

$545,000,000

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

317916

Website

25financial.com (opens in new tab)

Phone

(314) 530-2858

Can advise clients in 24 states: Alaska, Arizona, California, Colorado, Florida, Georgia, Iowa, Illinois, Kansas, Louisiana, Missouri, North Carolina, Nebraska, New Hampshire, New Mexico, New York, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Virginia, Washington, Wisconsin

Other planners in Saint Louis that publish fees

• Alpine Private WealthSaint Louis$333, $4,000/yr
• Brady Family Wealth, LLCSaint Louis$10,000/yr
• Cwos for HireSaint Louis$200/hr, $750⁠-⁠$4,500
• Herzog Financial Group, LLCSaint Louis$250/hr
• Legatrust Financial Advisors, Inc.Saint Louis$4,500⁠-⁠$20,000, $4,500/yr
• Michael Piper, LLCSaint Louis$400/hr, $7,000

Compare all 13 planners in Saint Louis