Xfo Capital fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed January 26, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$200/hr

“Fees (Stand-Alone) The Firm’s financial planning and consulting fees are generally billed on a fixed fee basis ($3,600$36,000 per project), an hourly rate basis ($200-800/hour), or based upon a percentage (%) per annum for services provided at any asset level (up to 0.20%), depending upon the level and scope of the…”

Quarterly fee

$1,500/qtr

“Clients are generally subject to a nonrefundable minimum quarterly fee equal to $1,500, as set forth in the applicable Agreement.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Xfo Capital bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Our annual fee(s) shall be prorated through the date of termination, and any remaining balance shall be charged or refunded to the client, as appropriate, in a timely manner.”
• “All fee arrangements are subject to negotiation, and in general, fixed fees are not prorated in the billing quarter.”
• “The methods of payment accepted for the standalone financial planning and consulting fees are ACH transfer and Zelle transfer.”

How Xfo Capital’s fees compare

• Its hourly rate of $200 is below the California median of $300. 9% of the 932 other California planners that publish an hourly rate charge less.
• 2 of the 30 other planners in Irvine that publish an hourly rate charge less.

About Xfo Capital

• Firm size: 2 employees.
• Credentials named in the brochure: CFA.
• Registered as an adviser: 2026.

Planning areas mentioned in the brochure

• Estate planning

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.2% a year

Minimum

$1,500 minimum fee (stated in brochure)

Employees

2

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and portfolio management for businesses and institutions

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

339871

Phone

(424) 653-6388

Other planners in Irvine that publish fees

• 3D Holistic WealthIrvine$300/hr, $1,500⁠-⁠$10,000
• Advanced Financial Strategies IncIrvine$200⁠-⁠$400/hr
• Am Wealth Solutions, LLCIrvine$250/hr
• Ascend Financial Advisers, IncIrvine$350/hr
• Beltramo Financial Services, Inc.Irvine$1,500⁠-⁠$5,000
• Capital CS Group, LLCIrvine$450/hr, $1,000⁠-⁠$50,000

Compare all 58 planners in Irvine