Vault Wealth fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed January 26, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$850

“Vault Estate ‫ ״‬Service The one-time fee for Vault Estate™ service is $850.”

Monthly fee

$100⁠-⁠$2,000/mo

“Ongoing advisory consulting fees may range from $100-$2,000 per month.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Vault Wealth bills

Payment and refund terms, quoted from the fee section of the brochure.

• “You agree and authorize Vault Wealth to charge the full financial planning fee to the credit card/debit card/bank account you entered through the third-party payment processors' secure vendor website.”
• “Alternatively, Vault may accept a check at the client’s request.”
• “Fees are negotiable, and our firm reserves the right to offer these services at a mutually agreed-upon alternate fee schedule.”

How Vault Wealth’s fees compare

• Its flat or project fee of $850 is below the Oklahoma median of $2,875. 11% of the 35 other Oklahoma planners that publish a flat or project fee charge less.
• 1 of the 7 other planners in Oklahoma City that publish a flat or project fee charge less.

About Vault Wealth

• Principal: Luke Milholland
• Firm size: 6 employees.
• Registered as an adviser: 2017 (9 years).

Planning areas mentioned in the brochure

• Estate planning

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Clients

275

Employees

6

Works with

Individuals, high net worth individuals, and pension and profit sharing plans

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and pension consulting

Assets managed

$61,418,202

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

288541

Website

instagram.com/vaultwealthstrategies (opens in new tab)

Phone

(405) 928-4422

Other planners in Oklahoma City that publish fees

• Adaptation Financial Advisors Inc.Oklahoma City$75⁠-⁠$500/hr, $500⁠-⁠$25,000
• Arrow Investment Management LLCOklahoma City$150/hr
• Axion Capital Markets, LLCOklahoma City$125⁠-⁠$150/hr
• Comprehensive Financial Planning IncOklahoma City$150/hr, $1,000⁠-⁠$5,000
• Flatlands Wealth LLCOklahoma City$500
• Fourpath Capital Management, LLCOklahoma City$20,000/yr

Compare all 26 planners in Oklahoma City