Upbeat Financial fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 19, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$300/hr

“Our maximum negotiable hourly rate is $300 per hour.”

Flat or project fee

$1,800

“Broad based financial plans are generally offered on a fixed fee basis, which range from $1,800 depending on the complexity of the plan and the client's financial situation. to $10,000 Hourly fees for financial planning services are billed at the completion of the engagement.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Upbeat Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Financial planning services are billed on an hourly basis and/or a fixed fee basis.”
• “Fixed fees are billed onehalf in advance and one-half upon completion of the financial plan/project.”
• “Upbeat will not charge more than $500 more than six months in advance of the services represented by that payment.”

How Upbeat Financial’s fees compare

• Its hourly rate of $300 is above the Michigan median of $250. 61% of the 170 other Michigan planners that publish an hourly rate charge less.
• Its flat or project fee of $1,800 is below the Michigan median of $3,250. 30% of the 137 other Michigan planners that publish a flat or project fee charge less.

About Upbeat Financial

• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Registered as an adviser: 2021 (5 years).

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Clients

83

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning and selecting other advisers

Assets managed

$20,190,021

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

312754

Website

instagram.com/upbeat_financial (opens in new tab)

Phone

(303) 718-7400

Can advise clients in 2 states: Colorado, Michigan

Other planners in Ada that publish fees

• AdvosionAda$250⁠-⁠$4,000/mo
• Calder Financial GroupAda$250/hr
• Golden Goose Wealth PlanningAda$500⁠-⁠$3,000, $325/mo
• 320 Life Financial PlanningHolland$250/hr
• 46 and 2 Investment Advisors, LLCTraverse City$200/hr
• 4Square Advisory Services, Inc.Fenton$150/hr, Up to $1,500

Compare all 8 planners in Ada