Total Wealth fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed August 25, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“We anticipate that financial planning services will take approximately 24 hours to provide on annual basis, and we determine the fee based on an hourly rate of $250.”

Flat or project fee

$1,500⁠-⁠$20,000

“For project-based financial planning services, we charge a flat fee that typically ranges from $1,500 to $20,000, depending on the complexity of the client’s financial situation, such as income, assets, liabilities, marital and family status, employment status, and number of financial areas that need to be addressed.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Total Wealth bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The set dollar amount is set forth in advance of the engagement and may be negotiated between Total Wealth and the client.”
• “Payment of fees for this service will be invoiced and billed directly to the client, payable by check, bank transfer, or credit card on a monthly basis in arrears.”
• “Credit card payments and bank transfers are facilitated by AdvicePay, a third-party vendor.”

How Total Wealth’s fees compare

• Its hourly rate of $250 matches the Iowa median of $250. 26% of the 47 other Iowa planners that publish an hourly rate charge less.
• 3 of the 8 other planners in West Des Moines that publish an hourly rate charge less.
• Its flat or project fee of $1,500-$20,000 spans the Iowa median of $3,850. 81% of the 43 other Iowa planners that publish a flat or project fee charge less.
• 3 of the 3 other planners in West Des Moines that publish a flat or project fee charge less.

About Total Wealth

• Firm size: 2 employees.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2023 (3 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

2% a year

Clients

45

Employees

2

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other advisers, newsletters and publications, and educational seminars and workshops

Assets managed

$20,800,000

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

328549

Website

instagram.com/totalwealthdsm (opens in new tab)

Phone

(515) 259-6369

Other planners in West Des Moines that publish fees

• Boyle CapitalWest Des Moines$100⁠-⁠$300/hr
• BSC Capital Partners, LLCWest Des Moines$150⁠-⁠$350/hr, $500⁠-⁠$5,000
• Compass Financial ServicesWest Des Moines$250/hr
• Foster Group, Inc.West Des Moines$600/qtr
• Gilbert & Cook, Inc.West Des Moines$350/hr
• Iowa Wealth Management, LLCWest Des Moines$270/hr

Compare all 17 planners in West Des Moines