The Retirement Smith LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed September 28, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$200/hr

“Services are offered based on an hourly fee of $200 per hour.”

Flat or project fee

$1,400⁠-⁠$2,100

“Services are offered based on a flat fee between $1,400 and $2,100.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How The Retirement Smith LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Method of Compensation and Fee Schedule CO-ADVISOR FEES The below fees are negotiable.”
• “Fees are assessed quarterly in arrears based on the amount of the assets managed as of the end of the previous quarter.”
• “For terminations after the initial five business days, GI will be entitled to a pro-rata fee for the days service was provided in the final quarter.”

How The Retirement Smith LLC’s fees compare

• Its hourly rate of $200 is below the Virginia median of $260. 15% of the 203 other Virginia planners that publish an hourly rate charge less.
• None of the 2 other planners in Fredericksburg that publish an hourly rate charge less.
• Its flat or project fee of $1,400-$2,100 is below the Virginia median of $4,250. 20% of the 168 other Virginia planners that publish a flat or project fee charge less.
• None of the 2 other planners in Fredericksburg that publish a flat or project fee charge less.

About The Retirement Smith LLC

• Firm size: 2 employees.
• Registered as an adviser: 2021 (5 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

3% a year

Clients

155

Employees

2

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and educational seminars and workshops

Assets managed

$39,370,000

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

312623

Website

theretirementsmith.com (opens in new tab)

Phone

(540) 371-9777

Other planners in Fredericksburg that publish fees

• Alna Wealth ManagementFredericksburg$3,000⁠-⁠$5,000
• Formynder Wealth Management, LLCFredericksburg$200⁠-⁠$500/hr, $2,400⁠-⁠$10,000
• Petra Wealth ManagementFredericksburg$250/hr
• 8TH Street Investments, LLCAlexandria$250⁠-⁠$500/hr, $2,000⁠-⁠$7,000
• Abich Financial Wealth Management, LLCAshburn$350/hr, $20,000
• Acadia Financial Services, LLCFairfax Station$400/hr, $600/yr

Compare all 4 planners in Fredericksburg